McHenry County property record for 10785 Cape Cod Ln, Huntley, IL 60142
| Property Type | Single Family Home |
|---|---|
| Details | 2,022 sqft · built 2001 |
| Lot Size | 2.27 acres (98,944 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,120 (Sep 2001) |
| Tax Bill | $5,888 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-34-335-013 |
| Primary APN | 18-34-335-013 |
|---|
| Building Area | 2,022 sqft Living Area |
|---|---|
| Basement Area | 641 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 98,944 sqft (2.27 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 13 sqft |
| Patio Area | 49 sqft |
| Cooling System | Central |
|---|
| Street Address | 10785 CAPE COD LN |
|---|---|
| City | HUNTLEY |
| State | IL |
| Zip | 60142-8150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0038965 UNIT 3-3 THE TOWNES OF WING POINTE CONDO SUPPL 11 (MID PT LT 1 THE TOWNES OF WING POINTE) |
| Legal Subdivision | THE TOWNES OF WING POINTE CONDO |
| Legal Lot Number | 1 |
| Legal Unit | 3-3 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | GRAFTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 871115 |
10785 Cape Cod Ln is owned and occupied by an individual who acquired it in October 2017.
Source: McHenry County records, as of July 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10785 CAPE COD LN, HUNTLEY, IL 60142-8150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 18, 2017 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Oct 19, 2017 | Quit Claim Deed, Transfer TITLE 365 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2001 · Amount on File |
| Deed Sale | Sep 17, 2001 · Amount on File |
| Deed Document Number | 200168839 |
| Last Transfer Date | Oct 16, 2017 |
| Transfer Doc | 0000038965 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jul 20, 2026 |
| Property Address | 10785 CAPE COD LN, HUNTLEY, IL 60142-8150 |
| Document Number | 0000020649 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202620649 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10785 CAPE COD LN, HUNTLEY, IL 60142-8150 |
| Document Number | 0000020649, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202620649 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 10785 CAPE COD LN, HUNTLEY, IL 60142-8150 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000066318 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021R0066318 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
| Rate | 1.99% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 10785 CAPE COD LN, HUNTLEY, IL 60142-8150 |
| Document Number | 0000044583 |
| Instrument Date | Nov 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10785 CAPE COD LN HUNTLEY IL 601428150, HUNTLEY, IL 60142-8150 |
| Document Number | 0000044583 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 44583 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 3, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Oct 19, 2017 |
| Property Address | 10785 CAPE COD LN, HUNTLEY, IL 60142-8150 |
| Document Number | 0000038965 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 38965 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2018 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10785 CAPE COD LN HUNTLEY IL 601428150, HUNTLEY, IL 60142-8150 |
Source: McHenry County assessment roll, as of June 30, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Grafton Township |
| Municipality | Huntley Village |
| Unified School District | Huntley Consolidated School District 158 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,888.00 | $74,893 Land $5,589 Building $69,304 | $224,679 Land $16,767 Building $207,912 |
| 2022 | Homeowner's exemption | $61,262 Land $4,572 Building $56,690 | $183,786 Land $13,716 Building $170,070 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10785 Cape Cod Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10785 Cape Cod Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUNTLEY serves 28,495 people · EPA ID IL1110350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures