10785 Indian Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 10785 Indian Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$199,890 (Aug 2020)
Tax Bill	$1,413 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12254`

Property Details

APN / Parcel Number

Primary APN	`12254`

Exterior

Architectural Style	Mobile Home
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Street Address	10785 INDIAN RD
City	GLOUCESTER
State	VA
Zip	23061-2842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC-1
Legal Description	EBENEZER PARCEL A
Legal Subdivision	PLAT: ID 1904446
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2016
Census Tract	100201

Owner

10785 Indian Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10785 INDIAN RD, GLOUCESTER, VA 23061-2842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Minor or Ward

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Document Number	20204379
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 26, 2020
Property Address	10785 INDIAN RD, GLOUCESTER, VA 23061-2842
Document Number	0200004379
Instrument Date	Aug 20, 2020
Instrument	200004379
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10785 INDIAN RD, GLOUCESTER, VA 23061-2842

Mortgage

Document Number	0200004380
Date	Aug 26, 2020
Instrument	200004380

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 10785 Indian Rd was $1,413, up 11.6% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,413.00 (+11.61%)	$242,430 (+17.57%) Land $69,950 Building $172,480	$242,430 (+17.57%) Land $69,950 Building $172,480
2025	$1,266.00 (+5.32%)	$206,200 (-) Land $70,600 Building $135,600	$206,200 (-) Land $70,600 Building $135,600
2024	$1,202.00	$206,200 (-) Land $70,600 Building $135,600	$206,200 (-) Land $70,600 Building $135,600
2023	$1,202.00 (+9.87%)	$206,200 (+36.61%) Land $70,600 Building $135,600	$206,200 (+36.61%) Land $70,600 Building $135,600
2022	$1,094.00	$150,940 Land $58,800 Building $92,140	$150,940 Land $58,800 Building $92,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10785 Indian Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10785 Indian Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Indian Rd

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