10640 Indian Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 10640 Indian Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 2003
Lot Size	2.25 acres (98,358 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Sep 2016)
Tax Bill	$1,034 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`11376`

Property Details

APN / Parcel Number

Primary APN	`11376`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	825 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	98,358 sqft (2.25 acres)
Deck Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	10640 INDIAN RD
City	GLOUCESTER
State	VA
Zip	23061-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	NEW UPTON
Legal Subdivision	PLAT: PB26 545
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1000
Census Tract	100201

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10640 INDIAN RD, GLOUCESTER, VA 23061-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK
Apr 4, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2016 · Amount on Record
Deed Sale	Sep 29, 2016 · Amount on Record
Prior Sale	Sep 29, 2016 · Amount on Record
Deed Document Number	160004442
Last Transfer Date	Apr 4, 2024
Transfer Doc	0240001165
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	10640 INDIAN RD, GLOUCESTER, VA 23061-2804
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000915
Date	Mar 19, 2024
Instrument	240000915

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2054

Interest

Rate Type	Adjustable Rate

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Apr 4, 2024
Property Address	10640 INDIAN RD, GLOUCESTER, VA 23061-2804
Document Number	0240001165
Instrument Date	Mar 25, 2024
Instrument	240001165
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 INDIAN RD, GLOUCESTER, VA 23061-2804

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,034.00 (+5.3%)	$168,440 (-) Land $64,880 Building $103,560	$168,440 (-) Land $64,880 Building $103,560
2024	$982.00	$168,440 (-) Land $64,880 Building $103,560	$168,440 (-) Land $64,880 Building $103,560
2023	$982.00 (+24.15%)	$168,440 (+54.22%) Land $64,880 Building $103,560	$168,440 (+54.22%) Land $64,880 Building $103,560
2022	$791.00	$109,220 Land $43,680 Building $65,540	$109,220 Land $43,680 Building $65,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Indian Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures