10785 Howe Rd, Clarence, NY 14031 Property Records

Erie County and Clarence Town property record for 10785 Howe Rd, Clarence, NY 14031

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,360 sqft · built 1995
Lot Size0.76 acres (33,106 sqft)
Owner2 Individual Names on Record
Last Sale$324,000 (Jan 2021)
Tax Bill$7,435 (2026)
Deeds & MortgagesMar 2026 Line of Credit
Jan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN143200 59.00-4-49.12

Property Details

APN / Parcel Number

Primary APN143200 59.00-4-49.12
Alternative APN
  • 32000590000004049120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,360 sqft Living Area
1st Floor Area1,250 sqft
2nd Floor Area1,110 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area33,106 sqft (0.76 acres)
Lot Dimensions290 ft deep x 115 ft wide
Garage TypeAttached
Garage Area585 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area445 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address10785 HOWE RD
CityCLARENCE
StateNY
Zip14031-1368
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description342'E OF INT SALT FL 3 TP 12
Legal SubdivisionTHE HOLLAND LAND COMPANY'S SURVEY
Legal Block4
Legal Lot Number49.120
JurisdictionERIE NY
Township / Civil DivisionCLARENCE
Census Block Group2
Census Block2010
Census Tract14703

Owner

Source: Erie County and Clarence Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10785 HOWE RD, CLARENCE, NY 14031-1368
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Line of Credit
NORTH TOWNS FCU
Jan 21, 2021Warranty Deed, Transfer · Conventional Mortgage
KEY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2021 · Amount on Record
Deed SaleJan 21, 2021 · Amount on Record
Prior SaleNov 8, 1995 · Amount on Record
Deed Document Number202112602
Deed Book / Page11373 / 1586
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE NY
Property Address10785 HOWE RD, CLARENCE, NY 14031-1368
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10785 HOWE RD, CLARENCE, NY 14031-1368

Mortgage

Document Number0141937465
DateMar 24, 2026
Book Page14193/7465
Instrument2026054192
Lender
NameNORTH TOWNS FCU
TypeCredit Union
AddressCLARENCE, NY 14031
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionERIE NY
Recording DateJan 21, 2021
Property Address10785 HOWE RD, CLARENCE, NY 14031-1368
Document Number0113731586
Book / Page11373 / 1586
Instrument DateJan 13, 2021
Instrument2021012602
Transaction TypeTransfer
Record UpdatedApr 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,296.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10785 HOWE RD, 10785, CLARENCE, NY 14031-1368

Transferred To (Grantee/Buyer)

NameVerified Name
Address10785 HOWE RD, CLARENCE, NY 14031-1368

Mortgage

Document Number0013976247
DateJan 21, 2021
Instrument13976/247
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Erie County and Clarence Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateNew York
CountyErie County
County SubdivisionClarence Town
Unified School DistrictClarence Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,435.00 (+162.81%)
2025$2,829.00 (-60.14%)$462,000 (-) Land $67,800 Building $394,200$462,000 (-) Land $67,800 Building $394,200
2024$7,098.00$462,000 (+42.59%) Land $67,800 Building $394,200$462,000 (+14.07%) Land $67,800 Building $394,200
2023$324,000 Land $60,200 Building $263,800$405,000 Land $75,250 Building $329,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 94% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemECWA DIRECT
public/private · serves 313,380 people · EPA ID NY1400443
Water SourceSurface water
Last State InspectionNov 2025
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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