1078 White Bluff Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 1078 White Bluff Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,417 sqft · built 1998
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,900 (May 1998)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022099 00946`

Property Details

APN / Parcel Number

Primary APN	`022099 00946`
Alternative APN	`099 00946`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,417 sqft Living Area
1st Floor Area	1,417 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	53,143 sqft (1.22 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1078 WHITE BLUFF RD
City	WHITE BLUFF
State	TN
Zip	37187-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H02
Legal Subdivision	COLEMAN SUBDIVISION
Jurisdiction	DICKSON TN
Township / Civil Division	12
Census Block Group	3
Census Block	3030
Census Tract	60300

Owner

Source: Dickson County records, as of February 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1078 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Line of Credit ST THOMAS CU
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit ST THOMAS CU
Apr 24, 2020	Quit Claim Deed, Transfer ST THOMAS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 1998 · Amount on Record
Deed Sale	May 14, 1998 · Amount on Record
Prior Sale	May 29, 1997 · Amount on Record
Deed Book / Page	501 / 319
Last Transfer Date	Apr 20, 2020
Transfer Doc	V1434337
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1078 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4806
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0V16042708
Date	Feb 4, 2026
Book Page	V1604/2708
Instrument	383264

Lender

Name	ST THOMAS CU
Type	Credit Union
Address	4230 HARDING PIKE # 103, NASHVILLE, TN 37205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 3, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1078 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4806
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0V15511786
Date	Jan 19, 2023
Book Page	V1551/1786
Instrument	350270

Lender

Name	ST THOMAS CU
Type	Credit Union
Address	NASHVILLE, TN 37205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 18, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DICKSON TN
Recording Date	Apr 24, 2020
Property Address	1078 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4806
Document Number	V1434337
Book / Page	001434 / 000337
Instrument Date	Apr 20, 2020
Instrument	311781
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	BROKER TITLE AND ESCROW LLC, BROKER TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 WHITE BLUFF RD WHITE BLUFF TN 371874806, WHITE BLUFF, TN 37187-4806

Mortgage

Document Number	V1434340
Date	Apr 24, 2020
Book Page	001434/000340
Instrument	311782

Lender

Name	ST THOMAS CU
Type	Credit Union
Address	NASHVILLE, TN 37205

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 23, 2035

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$87,375 Land $18,100 Building $69,275
2024		$349,500 Land $72,400 Building $277,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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