1038 White Bluff Rd, White Bluff, TN 37187 Property Records

Dickson County property record for 1038 White Bluff Rd, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,305 sqft · built 1998
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Oct 2021)
Tax Bill	$1,246 (2022)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022099B C 00900`

Property Details

APN / Parcel Number

Primary APN	`022099B C 00900`
Alternative APN	`099B C 00900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,305 sqft Living Area
1st Floor Area	1,305 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1038 WHITE BLUFF RD
City	WHITE BLUFF
State	TN
Zip	37187-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENFIELD RIDGE SUB SEC 1 9
Legal Subdivision	GREENFIELD RIDGE SUB SEC 1
Legal Lot Number	9 100
Jurisdiction	DICKSON TN
Township / Civil Division	12
Census Block Group	3
Census Block	3030
Census Tract	60300

Owner

Source: Dickson County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1038 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit RELIANT BANK
Oct 4, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2021 · Amount on Record
Deed Sale	Oct 4, 2021 · Amount on Record
Prior Sale	Jan 20, 2011 · Amount on Record
Deed Document Number	333473
Deed Book / Page	V1526 / 46
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	1038 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4806
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 WHILE BLUFF RD, WHITE BLUFF, TN 37187-4806

Mortgage

Document Number	00V1529314
Date	Nov 23, 2021
Book Page	V1529/314
Instrument	335385

Lender

Name	RELIANT BANK
Type	Bank
Address	BRENTWOOD, TN 37027

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Oct 4, 2021
Property Address	1038 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4806
Document Number	V1526046
Book / Page	V1526 / 46
Map Reference	CAB D SL 103
Instrument Date	Oct 1, 2021
Instrument	333473
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	TENNESSEE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$851.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 WHITE BLUFF RD, WHITE BLUFF, TN 37187-4806

Mortgage

Document Number	333474
Date	Oct 4, 2021
Instrument	333474

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,150 (+56.57%) Land $16,325 Building $49,825
2024			$264,600 (+56.57%) Land $65,300 Building $199,300
2022	$1,246.00	$42,250 Land $5,875 Building $36,375	$169,000 Land $23,500 Building $145,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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