1078 Sumner Rd, Troy, ID 83871 Property Records

Latah County property record for 1078 Sumner Rd, Troy, ID 83871 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Lot Size9.55 acres (415,998 sqft)
OwnerIndividual Name on File
Tax Bill$1,996 (2025)
Deeds & MortgagesJan 2026 Mortgage
Jul 2020 Mortgage
APNRP39N04W238415

Property Details

APN / Parcel Number

Primary APNRP39N04W238415
Alternative APN
  • RP39N04W238405A

Exterior

Lot Area415,998 sqft (9.55 acres)

Location & Zoning

Street Address1078 SUMNER RD
CityTROY
StateID
Zip83871-9660
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description9.55 AC TAX #6814 W 1/2 SE 23 39 4
JurisdictionLATAH ID
Township / Civil DivisionTROY-JULIAETTA-KENDRICK
Census Block Group4
Census Block4031
Census Tract5600

Owner

Source: Latah County records · APN RP39N04W238415

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1078 SUMNER RD, TROY, ID 83871-9602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Deed of Trust, Mortgage
JUSTIN DREW WILSON
Jul 21, 2020Deed of Trust, Mortgage · VA Mortgage
ZB NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2009
Deed SaleSep 23, 2009
Deed Document Number532704
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLATAH ID
Property Address1078 SUMNER RD, TROY, ID 83871-9660
Transaction TypeMortgage
Record UpdatedFeb 23, 2026
Title CompanyALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TITLE COEUR D ALEN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1078 SUMNER RD, TROY, ID 83871-9660

Mortgage

Document Number0000643998
DateJan 30, 2026
Instrument643998
Lender
NameJUSTIN DREW WILSON
TypePrivate Party
Address1078 SUMNER RD, TROY, ID 83871
Agreement
AmountAmount Recorded
Term181 Months
DueFeb 01, 2041

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLATAH ID
Property Address1078 SUMNER RD, TROY, ID 83871-9660
Transaction TypeMortgage
Record UpdatedDec 11, 2025
Title CompanyUNKNOWN, MOSCOW TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000607139
DateJul 21, 2020
Instrument607139
Lender
NameZB NA
TypeBank
AddressSALT LAKE CITY, UT 84133
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Latah County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateIdaho
CountyLatah County
Unified School DistrictTroy School District 287 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,996.00 (-7.85%) Homeowner's exemption$455,115 (-5.3%) Land $93,120 Building $361,995$455,115 (-5.3%) Land $93,120 Building $361,995
2023$2,166.00 Homeowner's exemption$480,595 Land $82,175 Building $398,420$480,595 Land $82,175 Building $398,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160570056004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskModerate
above 51% of the US · above 15% of Idaho
Wildfire LikelihoodAbout 1 in 990 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)Low Latency
Air Bridge BroadbandFixed Wireless (unlicensed)300 / 300No
TDS TelecomDSL50 / 10Yes
First Step InternetFixed Wireless (unlicensed)25 / 4Yes

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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