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1040 Sumner Rd, Troy, ID 83871 Property Records

Latah County property record for 1040 Sumner Rd, Troy, ID 83871 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,296 sqft · built 2006
Lot Size4.02 acres (175,111 sqft)
OwnerIndividual Name on File
Tax Bill$5,199 (2025)
Deeds & MortgagesMay 2026 Mortgage
Apr 2022 Transfer
APNRP39N04W236406

Property Details

APN / Parcel Number

Primary APNRP39N04W236406
Alternative APN
  • RP39N04W233736T

Interior

Building Area2,296 sqft Total Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Construction TypeWood
Lot Area175,111 sqft (4.02 acres)
Garage TypeAttached
Garage Area936 sqft
Total Buildings2 Buildings

Location & Zoning

Street Address1040 SUMNER RD
CityTROY
StateID
Zip83871-9602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4.02 AC TAX #5744 SWSW 23 39 4
Legal Range04W
Legal Township39N
Legal Section23
JurisdictionLATAH ID
Township / Civil DivisionTROY-JULIAETTA-KENDRICK
Census Block Group4
Census Block4031
Census Tract5600

Owner

Source: Latah County records · APN RP39N04W236406

Assessment roll updated July 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1040 SUMNER RD, TROY, ID 83871-9602
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 08, 2026Deed of Trust, Mortgage · Conventional Mortgage
BANNER BANK
Apr 07, 2022Quit Claim Deed, Transfer
KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMar 23, 2022
Transfer Doc0000622519
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLATAH ID
Recording DateMay 08, 2026
Property Address1040 SUMNER RD, TROY, ID 83871-9602
Document Number0000645579
Instrument DateApr 24, 2026
Instrument2026645579
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyLATAH COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 SUMNER RD, TROY, ID 83871-9602
InvestorPossibly a Property Investor

Mortgage

Document Number0000645579,
DateMay 08, 2026
Instrument2026645579
Lender
NameBANNER BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLATAH ID
Recording DateApr 07, 2022
Property Address1040 SUMNER RD, TROY, ID 83871-9602
Document Number0000622519
Instrument DateMar 23, 2022
Instrument622519
Transaction TypeTransfer
Record UpdatedDec 11, 2025
Title CompanyKOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1040 SUMNER RD, TROY, ID 83871-9602

Tax Assessment & Valuation

Source: Latah County records · Assessment roll updated July 24, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIdaho
CountyLatah County
Unified School DistrictTroy School District 287 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,199.00 (-8.63%) Homeowner's exemption$979,662 (+4.26%) Land $180,000 Building $799,662$979,662 (+4.26%) Land $180,000 Building $799,662
2023$5,690.00 Homeowner's exemption$939,643 Land $180,000 Building $759,643$939,643 Land $180,000 Building $759,643

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160570056004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 2 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)Low Latency
Air Bridge BroadbandFixed Wireless (unlicensed)300 / 300No
First Step InternetFixed Wireless (unlicensed)25 / 4Yes
T-Mobile USAFixed Wireless25 / 3Yes
TDS TelecomDSL10 / 1Yes

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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