1078 Shimmering Sand Dr, Ocoee, FL 34761 Property Records

Orange County property record for 1078 Shimmering Sand Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,469 sqft · built 1996
Lot Size	0.25 acres (10,907 sqft)
Owner	2 Individual Names on File
Last Sale	$160,800 (Nov 2011)
Tax Bill	$3,288 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-7346-02-940`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-7346-02-940`
Alternative APNs	`282209734602940` `230882` `235720` `240290`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,469 sqft Living Area
Gross Area	3,006 sqft
1st Floor Area	2,363 sqft
Basement Area	133 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,907 sqft (0.25 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1078 SHIMMERING SAND DR
City	OCOEE
State	FL
Zip	34761-9138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	REFLECTIONS UNIT 3 36/1 LOT 294
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	REFLECTIONS UT 3
Legal Tract	7346
Legal Block	2
Legal Lot Number	294
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3003
Census Tract	15003

Owner

1078 Shimmering Sand Dr is owned and occupied by two individuals who bought it in November 2011.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1078 SHIMMERING SAND DR, OCOEE, FL 34761-9138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2011 · Amount on File
Deed Sale	Nov 3, 2011 · Amount on File
Prior Sale	Aug 30, 1996 · Amount on File
Deed Document Number	2011580205
Deed Book / Page	10289 / 7668
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1078 SHIMMERING SAND DR, OCOEE, FL 34761-9138
Transaction Type	Mortgage
Record Updated	Jan 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 SHIMMERING SAND DR, OCOEE, FL 34761-9138

Mortgage

Document Number	0000782865
Date	Dec 30, 2022
Instrument	20220782865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1078 Shimmering Sand Dr was $3,288, up 8.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,421 (+2.7%)	$400,320 (-1.36%) Land $85,000 Building $315,320
2025	$3,288.00 (+8.84%) Homeowner's exemption	$197,099	$405,830 Land $85,000 Building $320,830
2024	$3,021.00 (+3.49%)
2023	$2,919.00 (+3.51%) Homeowner's exemption	$185,965 (+3%)	$368,023 (+13.85%) Land $85,000 Building $283,023
2022	$2,820.00 Homeowner's exemption	$180,549	$323,255 Land $85,000 Building $238,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1078 Shimmering Sand Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1078 Shimmering Sand Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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