1073 Shimmering Sand Dr, Ocoee, FL 34761 Property Records

Orange County property record for 1073 Shimmering Sand Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,363 sqft · built 1996
Lot Size	0.349 acres (15,203 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Apr 2014)
Tax Bill	$4,567 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-22-28-7346-03-170`

Property Details

APN / Parcel Number

Primary APN	`09-22-28-7346-03-170`
Alternative APNs	`282209734603170` `230908` `235748` `240319`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,363 sqft Living Area
Gross Area	3,006 sqft
1st Floor Area	2,363 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,203 sqft (0.349 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	223 sqft
Gazebo	Gazebo
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1073 SHIMMERING SAND DR
City	OCOEE
State	FL
Zip	34761-9135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	REFLECTIONS UNIT 3 36/1 LOT 317
Legal Range	28E
Legal Township	22S
Legal Section	09
Legal Subdivision	REFLECTIONS UT 3
Legal Tract	7346
Legal Block	3
Legal Lot Number	317
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3008
Census Tract	15003

Owner

Source: Orange County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1073 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Nov 9, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Oct 20, 2020	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS
Dec 12, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS
Feb 16, 2018	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2014 · Amount on Record
Deed Sale	Apr 9, 2014 · Amount on Record
Prior Sale	Aug 23, 1996 · Amount on Record
Deed Document Number	2014177852
Deed Book / Page	10728 / 5502
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Recording Date	Jul 8, 2026
Property Address	1073 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000379208
Instrument Date	Jun 30, 2026
Instrument	2026379208
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 SHIMMERING SAND DR, OCOEE, FL 34761-9135

Mortgage

Document Number	0000379208,
Date	Jul 8, 2026
Instrument	2026379208

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1073 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Transaction Type	Mortgage
Record Updated	Dec 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 SHIMMERING SAND DR, OCOEE, FL 34761-9135

Mortgage

Document Number	0000711566
Date	Nov 28, 2022
Instrument	20220711566

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1073 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 SHIMMERING SAND DR, OCOEE, FL 34761-9135

Mortgage

Document Number	20210688401
Date	Nov 9, 2021
Instrument	20210688401

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1073 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000628749
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1073 SHIMMERING SAND DR OCOEE FL 347619135, OCOEE, FL 34761-9135

Mortgage

Document Number	0000628749
Date	Dec 2, 2020
Instrument	628749

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1073 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000793621
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1073 SHIMMERING SAND DR OCOEE FL 347619135, OCOEE, FL 34761-9135

Mortgage

Document Number	0000793621
Date	Dec 19, 2019
Instrument	793621

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1073 SHIMMERING SAND DR, OCOEE, FL 34761-9135
Document Number	0000111155
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1073 SHIMMERING SAND DR OCOEE FL 347619135, OCOEE, FL 34761-9135

Mortgage

Document Number	0000111155
Date	Feb 23, 2018
Instrument	111155

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,712 (+2.7%)	$416,440 (-1.52%) Land $85,000 Building $331,440
2025	$4,567.00 (+5.11%) Homeowner's exemption	$280,148 (+5.99%)	$422,880 (+9.57%) Land $85,000 Building $337,880
2024	$4,345.00 (+3.43%)
2023	$4,201.00 (+6.17%) Homeowner's exemption	$264,323 (+5.8%)	$385,950 (+13.51%) Land $85,000 Building $300,950
2022	$3,957.00 Homeowner's exemption	$249,828	$340,027 Land $85,000 Building $255,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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