1078 Rocktown Rd, Talbott, TN 37877 Property Records

Jefferson County property record for 1078 Rocktown Rd, Talbott, TN 37877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,926 sqft · built 1997
Lot Size	0.942 acres (41,040 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Nov 2024)
Tax Bill	$1,433 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045016N A 00600`

Property Details

APN / Parcel Number

Primary APN	`045016N A 00600`
Alternative APN	`016N A 00600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,926 sqft Living Area
1st Floor Area	1,926 sqft
Basement Area	1,566 sqft
Finished Basement	348 sqft
Unfinished Basement	1,218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,040 sqft
Lot Dimensions	342 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	1,350 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	372 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1078 ROCKTOWN RD
City	TALBOTT
State	TN
Zip	37877-3424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	JAMES M ROBERTS PROP 4
Legal Subdivision	JAMES M ROBERTS PROP
Legal Lot Number	4
Jurisdiction	JEFFERSON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3038
Census Tract	70200

Owner

Source: Jefferson County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1078 ROCKTOWN RD, TALBOTT, TN 37877-3424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2024 · Amount on Record
Deed Sale	Nov 12, 2024 · Amount on Record
Prior Sale	Sep 9, 2019 · Amount on Record
Deed Document Number	24008044
Deed Book / Page	1849 / 151
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON TN
Property Address	1078 ROCKTOWN RD, TALBOTT, TN 37877-3424
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001662161
Date	Jan 6, 2022
Book Page	1662/161
Instrument	22000082

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON TN
Recording Date	Sep 9, 2019
Property Address	1078 ROCKTOWN RD, TALBOTT, TN 37877-3424
Document Number	0001492564
Book / Page	1492 / 564
Map Reference	CAB C SL 130
Instrument Date	Sep 6, 2019
Instrument	19006570
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	COLONIAL TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1078 ROCKTOWN RD, TALBOTT, TN 37877-3424

Mortgage

Document Number	0019006571
Date	Sep 9, 2019
Instrument	19006571

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,433.00 (+16.03%)	$96,150 (+70.55%) Land $8,550 Building $87,600
2024			$384,600 (+70.55%) Land $34,200 Building $350,400
2022	$1,235.00	$56,375 Land $4,050 Building $52,325	$225,500 Land $16,200 Building $209,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, Ultranet.

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