1039 Rocktown Rd, Talbott, TN 37877 Property Records

Jefferson County property record for 1039 Rocktown Rd, Talbott, TN 37877

Property Summary

Property TypeGeneral Agricultural/Rural
Details2 ba · 5,634 sqft · built 1992
Lot Size19.9 acres (867,280 sqft)
OwnerIndividual Name on File
Last Sale$304,500 (Apr 2003)
Tax Bill$2,505 (2025)
Deeds & MortgagesMay 2024 Mortgage
Apr 2024 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN016-103.00

Property Details

APN / Parcel Number

Primary APN016-103.00
Alternative APNs
  • 0901601610300
  • 045016 10300

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area5,634 sqft Gross Area
1st Floor Area2,223 sqft
Basement Area1,820 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2002
Architectural StyleL-Shape
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area867,280 sqft (19.9 acres)
TerrainRolling
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area332 sqft
Shed1 Shed
Shed Area576 sqft
Pole Barn2,400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1039 ROCKTOWN RD
CityTALBOTT
StateTN
Zip37877-3427
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > General Agricultural/Rural
Local Zoning CodeA-1
Legal DescriptionELBERT BIBLE PROP PB: NR LOT: 2& LOTS 2 & PT 1
Legal SubdivisionELBERT BIBLE PROP
Legal Lot Number2
JurisdictionJEFFERSON TN
Township / Civil Division9
Census Block Group3
Census Block3035
Census Tract70200

Owner

1039 Rocktown Rd, an agricultural property, is owned by an individual who acquired it in March 2024.

Source: Jefferson County records, as of December 29, 2025

Owner of RecordIndividual Name on File
Mailing Address1039 ROCKTOWN RD, TALBOTT, TN 37877-3427
Owner TypeIndividual
VestingMarried Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 2, 2024Deed of Trust, Mortgage · Commercial Mortgage
CONSUMER CU
Apr 1, 2024Deed of Trust, Mortgage · Conventional Mortgage
CONSUMER CU
Apr 1, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
CONSUMER CU
Jun 27, 2019Deed of Trust, Mortgage
CONSUMER CU
Sep 22, 2017Deed of Trust, Mortgage
CONSUMER CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2003 · Amount on File
Deed SaleApr 14, 2003 · Amount on File
Prior SaleSep 14, 1990 · Amount on File
Deed Book / Page563 / 181
Last Transfer DateMar 25, 2024
Transfer Doc0001808499
Record UpdatedJun 8, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address1039 ROCKTOWN RD, TALBOTT, TN 37877-3427
Transaction TypeMortgage
Record UpdatedMay 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001814425
DateMay 2, 2024
Book Page1814/425
Instrument24002923
Lender
NameCONSUMER CU
TypeCredit Union
Address4918 W ANDREW JOHNSON HWY, MORRISTOWN, TN 37814
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term239 Months
DueApr 15, 2044

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address1039 ROCKTOWN RD, TALBOTT, TN 37877-3427
Transaction TypeMortgage
Record UpdatedApr 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1039 ROCKTOWN RD, TALBOTT, TN 37877-3427

Mortgage

Document Number0001808502
DateApr 1, 2024
Book Page1808/502
Instrument24002077
Lender
NameCONSUMER CU
TypeCredit Union
Address4918 W ANDREW JOHNSON HWY, MORRISTOWN, TN 37814
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMar 29, 2054
Interest
Rate TypeAdjustable Rate
Rate7.12%
AdjustableAdjustable Rate Rider
Type Change DateMar 29, 2024
Change Frequency5 Years
Min Rate At Change5.12%
Max Rate At Change9.12%
Index5-Year CMT
Margin2
Max Rate13.1%

April 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJEFFERSON TN
Recording DateApr 1, 2024
Property Address1039 ROCKTOWN RD, TALBOTT, TN 37877-3427
Document Number0001808499
Book / Page1808 / 499
Instrument DateMar 25, 2024
Instrument24002076
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title Company7 TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1039 ROCKTOWN RD, TALBOTT, TN 37877-3427

Mortgage

Document Number0024002077
DateApr 1, 2024
Instrument24002077
Lender
NameCONSUMER CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueMar 29, 2054
Interest
Rate TypeAdjustable Rate
Rate7.12%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change5.12%
Max Rate At Change9.12%
Index5-Year CMT
Margin2
Max Rate13.1%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address1039 ROCKTOWN RD, TALBOTT, TN 37877-3427
Document Number1480458
Instrument DateJun 27, 2019
Transaction TypeMortgage
Record UpdatedJul 16, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1039 ROCKTOWN RD TALBOTT TN 378773427, TALBOTT, TN 37877-3427

Mortgage

Document Number1480458
DateJul 3, 2019
Book Page001480/000458
Instrument4618
Lender
NameCONSUMER CU
TypeCredit Union
AddressMORRISTOWN, TN 37813
Agreement
AmountAmount on Record
Term360 Months
DueJul 2, 2049
Interest
Rate TypeAdjustable Rate
Rate4%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address1039 ROCKTOWN RD, TALBOTT, TN 37877-3427
Document Number1385713
Book / Page001385 / 000713
Instrument DateSep 22, 2017
Transaction TypeMortgage
Record UpdatedOct 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1039 ROCKTOWN RD TALBOTT TN 378773427, TALBOTT, TN 37877-3427

Mortgage

Document Number1385713
DateOct 2, 2017
Book Page001385/000713
Instrument6801
Lender
NameCONSUMER CU
TypeCredit Union
AddressGREENEVILLE, TN 37745
Agreement
AmountAmount on Record
Term360 Months
DueOct 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.2%

Tax Assessment & Valuation

The 2025 property tax bill for 1039 Rocktown Rd was $2,505, up 4.2% from the year before.

Source: Jefferson County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,505.00 (+4.2%)$168,125 Land $19,925 Building $148,200$885,500 (-) Land $292,700 Building $592,800
2024$2,404.00$885,500 Land $292,700 Building $592,800
2022$2,123.00$96,950 Land $12,700 Building $84,250$387,800 Land $50,800 Building $337,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1039 Rocktown Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1039 Rocktown Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 69% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALPHA-TALBOTT UTILITY DISTRICT
serves 19,075 people · EPA ID TN0000014
Water SourcePurchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State InspectionJul 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Trilight
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

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