1078 Bellingham Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1078 Bellingham Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,695 sqft · built 2015
Lot Size	0.173 acres (7,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$607,000 (May 2015)
Tax Bill	$8,293 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122-611-42-00`

Property Details

APN / Parcel Number

Primary APN	`122-611-42-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,695 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	7,553 sqft (0.173 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1078 BELLINGHAM DR
City	OCEANSIDE
State	CA
Zip	92057-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B-MP-1
Legal Description	LOT 78 TR 015823
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015823
Legal Block	3
Legal Lot Number	78
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	18619

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1260 ARMACOST AVE, 106, LOS ANGELES, CA 90025-1467
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015 · Amount on Record
Deed Sale	May 28, 2015 · Amount on Record
Prior Sale	Apr 3, 2012 · Amount on Record
Deed Document Number	2015271468
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1078 BELLINGHAM DR, OCEANSIDE, CA 92057-2741
Document Number	0000663244
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1078 BELLINGHAM DR OCEANSIDE CA 920572741, OCEANSIDE, CA 92057-2741

Mortgage

Document Number	0000663244
Date	Oct 28, 2020
Instrument	663244

Lender

Name	ACG FUNDING INC ACG FUNDING INC
Type	Bank
Address	17590 COLIMA RD, ROWLAND HEIGHTS, CA 91748-1752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$743,994 (+2%) Land $269,691 Building $474,303
2025	$8,293.00 (+3.34%)	$729,406 (+4.04%) Land $264,403 Building $465,003
2023	$8,025.00 (+1.62%)	$701,085 Land $254,137 Building $446,948
2022	$7,897.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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