San Diego County property record for 1075 Bellingham Dr, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,351 sqft · built 2013 |
| Lot Size | 0.339 acres (14,785 sqft) |
| Owner | Company Name on File |
| Tax Bill | $7,185 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage May 2022 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-610-57-00 |
| Primary APN | 122-610-57-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,351 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 14,785 sqft (0.339 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1075 BELLINGHAM DR |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-2741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE-B-MP-1 |
| Legal Description | LOT 109 TR 015823 |
| Legal Subdivision | MORRO HILLS VILLAGE |
| Legal Tract | 015823 |
| Legal Block | 3 |
| Legal Lot Number | 109 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 18619 |
Source: San Diego County records · APN 122-610-57-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 28, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LADERA LENDING INC |
| May 25, 2022 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| May 13, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 21, 2017 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Sep 14, 2020 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 15, 2019 | Deed of Trust, Mortgage · VA Mortgage S&S FIN'L |
| Mar 07, 2019 | Deed of Trust, Mortgage · FHA Mortgage S&S FIN'L |
| Jun 20, 2018 | Grant Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 14, 2020 |
| Deed Sale | Sep 14, 2020 |
| Prior Sale | Jun 20, 2018 · Amount on Record |
| Deed Document Number | 2020535175 |
| Prior Transfer Date | Sep 08, 2020 |
| Prior Transfer Doc | 0000535175 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Transaction Type | Mortgage |
| Record Updated | Sep 05, 2023 |
| Title Company | UNISOURCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Investor | Possibly a Property Investor |
| Document Number | 0000232937 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023-0232937 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Document Number | 0000222875 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 2022-0222875 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Document Number | 0000207893 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 2022-0207893 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000083048 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 2017-0083048 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 14, 2020 |
| Property Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Document Number | 0000535175 |
| Map Reference | MAP 15823 |
| Instrument Date | Sep 08, 2020 |
| Instrument | 2020-0535175 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Investor | Possibly a Property Investor |
| Document Number | 0000535176 |
|---|---|
| Date | Sep 14, 2020 |
| Instrument | 2020-0535176 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Document Number | 0000594432 |
| Instrument Date | Dec 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1075 BELLINGHAM DR OCEANSIDE CA 920572741, OCEANSIDE, CA 92057-2741 |
| Document Number | 0000594432 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 594432 |
| Name | S&S FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | LAGUNA HILLS, CA 92653 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Document Number | 0000087849 |
| Instrument Date | Mar 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2019 |
| Title Company | WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1075 BELLINGHAM DR OCEANSIDE CA 920572741, OCEANSIDE, CA 92057-2741 |
| Document Number | 0000087849 |
|---|---|
| Date | Mar 12, 2019 |
| Instrument | 87849 |
| Name | S&S FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | LAGUNA HILLS, CA 92653 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 11, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 20, 2018 |
| Property Address | 1075 BELLINGHAM DR, OCEANSIDE, CA 92057-2741 |
| Document Number | 0000250404 |
| Instrument Date | May 24, 2018 |
| Instrument | 250404 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2018 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $693.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1075 BELLINGHAM DR OCEANSIDE CA 920572741, OCEANSIDE, CA 92057-2741 |
| Document Number | 250405 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 250405 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 19, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Bonsall Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $778,637 (+2%) Land $248,934 Building $529,703 | |
| 2025 | $7,185.00 (+0.2%) Veteran's exemption | $763,370 (+4.04%) Land $244,053 Building $519,317 |
| 2023 | $7,171.00 (+0.32%) | $733,729 Land $234,577 Building $499,152 |
| 2022 | $7,148.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186193, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 334 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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