Hillsdale County property record for 10770 Arrowhead Cir, Jerome, MI 49249
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,480 sqft · built 1976 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Aug 2018) |
| Tax Bill | $2,755 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Apr 2020 Mortgage + 10 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-075-001-041 |
| Primary APN | 04-075-001-041 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,480 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,480 sqft |
| Unfinished Basement | 1,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,667 sqft (0.176 acres) |
| Lot Dimensions | 135 ft deep x 32 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10770 ARROWHEAD CIR |
|---|---|
| City | JEROME |
| State | MI |
| Zip | 49249-9764 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL1 |
| Legal Description | LOT 126 INDIAN HILLS SUB NO.2 SEC 9 T5S R1W |
| Legal Range | 01W |
| Legal Township | 05S |
| Legal Section | 09 |
| Legal Subdivision | INDIAN HILLS SUB |
| Legal Lot Number | 126 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | SOMERSET |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 50102 |
Source: Hillsdale County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COUNTY NATIONAL BANK |
| Mar 3, 2015 | Deed of Trust, Mortgage · Conventional Mortgage TLC COMMUNITY CU |
| Oct 6, 2010 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE TEAM LLC |
| Jul 29, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WORLD WIDE FINANCIAL SERVICES INC |
| Jan 20, 2026 | Intrafamily Transfer, Transfer |
| Dec 21, 2023 | Intrafamily Transfer, Transfer |
| Jul 22, 2021 | Warranty Deed, Transfer |
| Aug 22, 2018 | Warranty Deed, Transfer |
| May 23, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jun 23, 2008 | Warranty Deed, Transfer POLARIS HOME FUNDING CORP |
| May 7, 2008 | Sheriff's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2018 · Amount on Record |
| Deed Sale | Aug 22, 2018 · Amount on Record |
| Prior Sale | Jun 23, 2008 · Amount on Record |
| Deed Book / Page | 1700 / 132 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 001863/579 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01726/0686 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | 1726/0686 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | MIDSTATE TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 001757/332 |
|---|---|
| Date | Apr 8, 2020 |
| Book Page | 1757/332 |
| Name | COUNTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HILLSDALE, MI 49242 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | UNKNOWN, FRESTEGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 01584/0518 |
|---|---|
| Date | Mar 3, 2015 |
| Book Page | 1584/0518 |
| Name | TLC COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | ADRIAN, MI 49221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | PRESTIGE TITLE INSURANCE AGENCY LLC, PRESTIGE TITLE INS AGENCY |
| Name | Verified Name |
|---|
| Document Number | 01436/0783 |
|---|---|
| Date | Oct 6, 2010 |
| Book Page | 1436/0783 |
| Name | MORTGAGE TEAM LLC |
|---|---|
| Address | ADRIAN, MI 49221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Title Company | TITLE TITAN LLC, TITLE GIANT LLC |
| Name | Verified Name |
|---|
| Document Number | 01220/0471 |
|---|---|
| Date | Jul 29, 2005 |
| Book Page | 1220/0471 |
| Name | WORLD WIDE FINANCIAL SERVICES INC |
|---|---|
| Type | Subprime Lender |
| Address | 26500 NORTHWESTERN HWY FL 4, SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jan 20, 2026 |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Document Number | 01912/1282 |
| Book / Page | 1912 / 1282 |
| Map Reference | LB 6 PG 29 |
| Instrument Date | Jan 16, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Name | Verified Name |
|---|---|
| Address | 3668 LABERDEE RD, ADRIAN, MI 49221-9610 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Dec 21, 2023 |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Document Number | 001863/579 |
| Book / Page | 1863 / 579 |
| Map Reference | LB 6 PG 29-31 |
| Instrument Date | Dec 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jul 22, 2021 |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Document Number | 001801/498 |
| Book / Page | 1801 / 498 |
| Map Reference | LB 6 PG 29-31 |
| Instrument Date | Jul 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Name | Verified Name |
|---|---|
| Address | 910 N WEST AVE, JACKSON, MI 49202-3269 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Aug 22, 2018 |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Document Number | 01700/0132 |
| Book / Page | 1700 / 0132 |
| Map Reference | LB9 PG29-31 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,193.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Name | Verified Name |
|---|---|
| Address | 4523 N 86TH ST, JEROME, MI 49249 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | May 23, 2018 |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Document Number | 01691/0224 |
| Book / Page | 1691 / 0224 |
| Map Reference | LB6 PG12&13 |
| Instrument Date | Apr 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10612 BECKER DR, JEROME, MI 49249-9766 |
| Name | Verified Name |
|---|---|
| Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jun 23, 2008 |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Document Number | 01357/0404 |
| Book / Page | 1357 / 0404 |
| Map Reference | LB6 PG29-31 |
| Instrument Date | Jun 18, 2008 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,234.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Name | Verified Name |
|---|---|
| Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Document Number | 0013570405 |
|---|---|
| Date | Jun 23, 2008 |
| Instrument | 1357/0405 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2038 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | May 7, 2008 |
| Property Address | 10770 ARROWHEAD CIR, JEROME, MI 49249-9764 |
| Document Number | 01352/0695 |
| Book / Page | 1352 / 0695 |
| Map Reference | LB6 PG29-31 |
| Instrument Date | May 2, 2008 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31440 NORTHWESTERN HWY STE 200, 200, FARMINGTON HILLS, MI 48334-5422 |
| Mail Care Of | TROTT & TROTT |
| Investor | Possibly a Property Investor |
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Somerset Township |
| Unified School District | Addison Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $153,320 (+10.88%) | $304,277 (+10.98%) Land $10,523 Building $293,754 | |
| 2025 | $2,755.00 (+10.73%) Homeowner's exemption | $138,280 (+9.89%) | $274,176 (+9.94%) Land $6,950 Building $267,226 |
| 2024 | $2,488.00 (+8.03%) | ||
| 2023 | $125,830 | $249,393 Land $3,915 Building $245,478 | |
| 2021 | $2,303.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOMERSET CENTRE ESTATES private · serves 368 people · EPA ID MI0040184 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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