10725 Arrowhead Cir, Jerome, MI 49249 Property Records

Hillsdale County property record for 10725 Arrowhead Cir, Jerome, MI 49249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 2011
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (May 2002)
Tax Bill	$3,871 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-075-001-085`

Property Details

APN / Parcel Number

Primary APN	`04-075-001-085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	1,680 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Wood Siding
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	166 ft deep x 62 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10725 ARROWHEAD CIR
City	JEROME
State	MI
Zip	49249-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL1
Legal Description	LOT 100 INDIAN HILLS SUB NO.2 SEC 9 T5S R1W SPLIT ON 09/15/1998 INTO 04 075 001 084 , 04 075 001 085 ;
Legal Range	01W
Legal Township	05S
Legal Section	09
Legal Subdivision	INDIAN HILLS SUB
Legal Lot Number	100
Jurisdiction	HILLSDALE MI
Township / Civil Division	SOMERSET
Census Block Group	1
Census Block	1041
Census Tract	50102

Owner

10725 Arrowhead Cir is owned and occupied by an individual who acquired it in April 2015.

Source: Hillsdale County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	10725 ARROWHEAD CIR, JEROME, MI 49249-9764
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2002 · Amount on File
Deed Sale	May 16, 2002 · Amount on File
Prior Sale	Mar 19, 1999
Last Transfer Date	Apr 20, 2015
Transfer Doc	1589/0842
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	10725 ARROWHEAD CIR, JEROME, MI 49249-9764
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10725 ARROWHEAD CIR, JEROME, MI 49249-9764

Mortgage

Document Number	001817/795
Date	Jan 19, 2022
Book Page	1817/795

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 10725 Arrowhead Cir was $3,871.

Source: Hillsdale County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Somerset Township
Unified School District	Addison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,700 (+6.9%)	$607,390 (+6.9%) Land $126,301 Building $481,089
2025	$3,871.00 Homeowner's exemption	$284,100	$568,205 Land $108,021 Building $460,184
2023		$223,910	$447,826 Land $55,506 Building $392,320
2021	$3,231.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10725 Arrowhead Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10725 Arrowhead Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERSET CENTRE ESTATES private · serves 368 people · EPA ID MI0040184
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20