1077 W Frances Rd, Mount Morris, MI 48458 Property Records

Genesee County property record for 1077 W Frances Rd, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Dec 2023)
Tax Bill	$3,492 (2025)
Deeds & Mortgages	Dec 2023 Sale Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-527-009`

Property Details

APN / Parcel Number

Primary APN	`14-01-527-009`

Exterior

Lot Area	19,602 sqft (0.45 acres)

Location & Zoning

Street Address	1077 W FRANCES RD
City	MOUNT MORRIS
State	MI
Zip	48458-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 EXCEPT S 33 FT THOMPSON ACRES
Legal Subdivision	THOMPSON ACRES
Legal Lot Number	8
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	1
Census Block	1000
Census Tract	10504

Owner

1077 W Frances Rd is owned and occupied by an individual who acquired it in July 2024.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1077 W FRANCES RD, MOUNT MORRIS, MI 48458-1028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC
Jun 12, 2023	Intrafamily Transfer, Transfer
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Oct 2, 2018	Quit Claim Deed, Transfer · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Deed Document Number	202361774
Last Transfer Date	Jul 8, 2024
Transfer Doc	0000040283
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 6, 2023
Property Address	1077 W FRANCES RD, MOUNT MORRIS, MI 48458-1028
Document Number	0000061774
Map Reference	MB 29 PG 42
Instrument Date	Dec 1, 2023
Instrument	202312060061774
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6397 CLEARBROOK DR, SAINT HELEN, MI 48656-9547

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9500 ZELZAH AVE # M234, M234, NORTHRIDGE, CA 91325-2001

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jun 12, 2023
Property Address	1077 W FRANCES RD, MOUNT MORRIS, MI 48458-1028
Document Number	0000036175
Instrument Date	May 30, 2023
Instrument	202306120036175
Transaction Type	Transfer
Record Updated	Jun 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6397 CLEARBROOK DR, SAINT HELEN, MI 48656-9547

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1077 W FRANCES RD, MOUNT MORRIS, MI 48458-1028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042756
Date	Jun 30, 2020
Instrument	202006300042756

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 2, 2018
Property Address	1077 W FRANCES RD, MOUNT MORRIS, MI 48458-1028
Document Number	0000090322
Instrument Date	Sep 21, 2018
Instrument	90322
Transaction Type	Transfer
Record Updated	Nov 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1077 W FRANCES RD MOUNT MORRIS MI 484581028, MOUNT MORRIS, MI 48458-1028

Mortgage

Document Number	90323
Date	Oct 2, 2018
Instrument	90323

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1077 W Frances Rd was $3,492, down 26.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mount Morris Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,900 (+7.51%)	$171,800 (+7.51%)
2025	$3,492.00 (-26.27%) Homeowner's exemption	$79,900	$159,800
2024	$4,736.00
2023		$66,800 (+12.46%)	$133,600 (+12.46%)
2022		$59,400	$118,800
2019	$1,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1077 W Frances Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1077 W Frances Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Kwikbit Fixed Wireless	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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