Sacramento County property record for 1077 Sand Bar Cir, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1972 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $365,000 (Nov 2014) |
| Tax Bill | $5,319 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Mortgage + 4 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 292-0392-010-0000 |
| Primary APN | 292-0392-010-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1077 SAND BAR CIR |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-6137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | DEL DAYO ESTATES 15, LOT 41 |
| Legal Subdivision | DEL DAYO ESTATES 15 |
| Legal Lot Number | 41 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 5804 |
Source: Sacramento County records · APN 292-0392-010-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1077 SAND BAR CIR, CARMICHAEL, CA 95608-6137 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Mar 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Mar 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 26, 2020 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| May 26, 2020 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| May 26, 2020 | Quit Claim Deed, Transfer EXCEL REALTY INC |
| Jul 08, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2014 · Amount on Record |
| Deed Sale | Nov 18, 2014 · Amount on Record |
| Prior Sale | Jan 28, 2003 · Amount on Record |
| Deed Book / Page | 20141118 / 1188 |
| Last Transfer Date | May 18, 2020 |
| Transfer Doc | 5260000000466 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1077 SAND BAR CIR, CARMICHAEL, CA 95608-6137 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 1077 SAND BAR CIR, CARMICHAEL, CA 95608-6137 |
| Document Number | 0000000190 |
|---|---|
| Date | Mar 09, 2021 |
| Instrument | 202103090190 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 1077 SAND BAR CIR, CARMICHAEL, CA 95608-6137 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL AGENCY SLN |
| Name | Verified Name |
|---|---|
| Address | 1077 SAND BAR CIR, CARMICHAEL, CA 95608-6137 |
| Document Number | 3090000000190 |
|---|---|
| Date | Mar 09, 2021 |
| Book Page | 20210309/190 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 26, 2020 |
| Property Address | 1077 SAND BAR CIR, CARMICHAEL, CA 95608-6137 |
| Document Number | 2005260465 |
| Instrument Date | May 20, 2020 |
| Instrument | 2005260465 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1077 SAND BAR CIR CARMICHAEL CA 956086137, CARMICHAEL, CA 95608-6137 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 26, 2020 |
| Property Address | 1077 SAND BAR CIR, CARMICHAEL, CA 95608-6137 |
| Document Number | 2005260468 |
| Instrument Date | May 18, 2020 |
| Instrument | 2005260468 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1077 SAND BAR CIR CARMICHAEL CA 956086137, CARMICHAEL, CA 95608-6137 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 26, 2020 |
| Property Address | 1077 SAND BAR CIR, CARMICHAEL, CA 95608-6137 |
| Document Number | 2005260466 |
| Instrument Date | May 18, 2020 |
| Instrument | 2005260466 |
| Transaction Type | Transfer |
| Record Updated | Jun 08, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1077 SAND BAR CIR CARMICHAEL CA 956086137, CARMICHAEL, CA 95608-6137 |
| Document Number | 2005260467 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2005260467 |
| Name | EXCEL REALTY INC |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | May 25, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jul 08, 2019 |
| Property Address | 1077 SAND BAR CIR, CARMICHAEL, CA 95608-6137 |
| Document Number | 1907080038 |
| Instrument Date | May 17, 2019 |
| Instrument | 1907080038 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1077 SAND BAR CIR CARMICHAEL CA 956086137, CARMICHAEL, CA 95608-6137 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $447,437 (+2%) Land $270,425 Building $177,012 | |
| 2025 | $5,319.00 (+0.99%) Homeowner's exemption | $438,665 (+4.04%) Land $265,123 Building $173,542 |
| 2024 | $5,267.00 (+2.57%) | |
| 2023 | $5,135.00 (+0.59%) Homeowner's exemption | $421,633 Land $254,829 Building $166,804 |
| 2022 | $5,105.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670058042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 106 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 9 (1993–2026) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Consolidated Communications, Succeed.Net.
Based on FCC filings for 144 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system CA3410001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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