1070 Sand Bar Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 1070 Sand Bar Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,581 sqft · built 1972
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Sep 1997)
Tax Bill	$3,812 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0391-016-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0391-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,581 sqft Living Area
1st Floor Area	1,581 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1070 SAND BAR CIR
City	CARMICHAEL
State	CA
Zip	95608-6156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5 (PC)
Legal Description	DEL DAYO ESTATES 15, LOT 16
Legal Subdivision	DEL DAYO ESTATES 15
Legal Lot Number	16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2010
Census Tract	5804

Owner

Source: Sacramento County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1070 SAND BAR CIR, CARMICHAEL, CA 95608-6156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Dec 13, 2021	Intrafamily Transfer, Transfer
Jan 27, 2017	Deed of Trust, Mortgage · Line of Credit SACRAMENTO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 1997 · Amount on Record
Deed Sale	Sep 15, 1997 · Amount on Record
Deed Book / Page	970915 / 2031
Prior Transfer Date	Feb 3, 1994
Prior Transfer Doc	9402001078
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1070 SAND BAR CIR, CARMICHAEL, CA 95608-6156
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2221, CARMICHAEL, CA 95609-2221

Mortgage

Document Number	0000000667
Date	Jan 3, 2022
Instrument	2022010300667

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 13, 2021
Property Address	1070 SAND BAR CIR, CARMICHAEL, CA 95608-6156
Document Number	0000000876
Map Reference	MB 80 PG 3
Instrument Date	Nov 1, 2021
Instrument	2021121300876
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	1070 SAND BAR CIR, CARMICHAEL, CA 95608-6156

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1070 SAND BAR CIR, CARMICHAEL, CA 95608-6156
Document Number	0000000920
Book / Page	170202 / 000920
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1070 SAND BAR CIR CARMICHAEL CA 956086156, CARMICHAEL, CA 95608-6156

Mortgage

Document Number	0000000920
Date	Feb 2, 2017
Book Page	170202/000920

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812-2351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 1, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$317,567 (+2%) Land $162,858 Building $154,709
2025	$3,812.00 (+0.98%) Homeowner's exemption	$311,341 (+4.04%) Land $159,665 Building $151,676
2024	$3,775.00 (+2.55%)
2023	$3,681.00 (+0.6%) Homeowner's exemption	$299,253 Land $153,466 Building $145,787
2022	$3,659.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, Succeed.Net.

Cell Coverage

5G (outdoors only) and 4G LTE

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