1077 S 7th St, Independence, OR 97351 Property Records

Polk County property record for 1077 S 7th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1997
Lot Size	0.134 acres (5,828 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08429-DA-01900`

Property Details

APN / Parcel Number

Primary APN	`08429-DA-01900`
Alternative APN	`537054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	1,604 sqft
1st Floor Area	1,164 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,828 sqft (0.134 acres)
Garage Area	440 sqft
Parking Spaces	4 Parking Spaces
Patio Area	290 sqft

Location & Zoning

Account Number	537054
Street Address	1077 S 7TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	MOUNTAIN FIR ESTATES LOT 5
Legal Range	4W
Legal Township	08S
Legal Section	29
Legal Subdivision	MOUNTAIN FIR ESTATES
Legal Block	4
Legal Lot Number	5
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	4
Census Block	4019
Census Tract	20305

Owner

1077 S 7th St is owned and occupied by two individuals who acquired it in February 2022.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1077 S 7TH ST, INDEPENDENCE, OR 97351-1416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 17, 2022
Transfer Doc	0000002393
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK OR
Recording Date	Feb 23, 2022
Property Address	1077 S 7TH ST, INDEPENDENCE, OR 97351-1416
Document Number	0000002393
Instrument Date	Feb 17, 2022
Instrument	2022-002393
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1077 S 7TH ST # 8, 8, INDEPENDENCE, OR 97351-1416

Mortgage

Document Number	0000002394
Date	Feb 23, 2022
Instrument	2022-002394

Lender

Name	FINANCE OF AMERICA COMMERCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1077 S 7th St was $3,194, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,330 (+3%) Land $60,200 Building $121,130	$356,750 (-5.58%) Land $155,000 Building $201,750
2025	$3,194.00 (+3.8%)	$176,050 (+3%) Land $58,440 Building $117,610	$377,850 (+2.13%) Land $155,600 Building $222,250
2024	$3,077.00 (-2.53%)	$170,930 (+2.99%) Land $56,740 Building $114,190	$369,980 (+4.05%) Land $153,000 Building $216,980
2023	$3,157.00 (+8.97%)	$165,960 (+3%) Land $55,090 Building $110,870	$355,590 (+14.21%) Land $146,500 Building $209,090
2022	$2,897.00	$161,130 Land $53,480 Building $107,650	$311,350 Land $121,000 Building $190,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1077 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1077 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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