1058 S 7th St, Independence, OR 97351 Property Records

Polk County property record for 1058 S 7th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,113 sqft · built 1998
Lot Size	0.14 acres (6,107 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (May 2018)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08429-DA-05900`

Property Details

APN / Parcel Number

Primary APN	`08429-DA-05900`
Alternative APN	`537450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,113 sqft Living Area
Gross Area	1,524 sqft
1st Floor Area	1,113 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,107 sqft (0.14 acres)
Garage Area	411 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	537450
Street Address	1058 S 7TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	MOUNTAIN FIR ESTATES LOT 45
Legal Range	4W
Legal Township	08S
Legal Section	29
Legal Subdivision	MOUNTAIN FIR ESTATES
Legal Block	5
Legal Lot Number	45
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5023
Census Tract	20305

Owner

1058 S 7th St is owned and occupied by an individual who bought it in May 2018.

Source: Polk County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1058 S 7TH ST, INDEPENDENCE, OR 97351-1415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 11, 2020	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
May 4, 2018	Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Feb 16, 2018	Warranty Deed, Transfer · Conventional Mortgage GREGORY M RUSSELL PP/TR (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Feb 16, 2018 · Amount on File
Deed Document Number	20185299
Record Updated	Sep 20, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK OR
Property Address	1058 S 7TH ST, INDEPENDENCE, OR 97351-1415
Document Number	0000018766
Instrument Date	Nov 11, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 S 7TH ST INDEPENDENCE OR 973511415, INDEPENDENCE, OR 97351-1415

Mortgage

Document Number	0000018766
Date	Dec 15, 2020
Instrument	18766

Lender

Name	PENNYMAC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	May 4, 2018
Property Address	1058 S 7TH ST, INDEPENDENCE, OR 97351-1415
Document Number	0000005299
Map Reference	VOL11 PG5
Instrument Date	May 3, 2018
Instrument	2018-005299
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FATCO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1058 S 7TH ST, INDEPENDENCE, OR 97351-1415

Mortgage

Document Number	0000005300
Date	May 4, 2018
Instrument	2018-005300

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Feb 16, 2018
Property Address	1058 S 7TH ST, INDEPENDENCE, OR 97351-1415
Document Number	0000001997
Instrument Date	Feb 14, 2018
Instrument	1997
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1123 S 9TH ST INDEPENDENCE OR 973511661, INDEPENDENCE, OR 97351-1661

Mortgage

Document Number	1998
Date	Feb 16, 2018
Instrument	1998

Lender

Name	GREGORY M RUSSELL PP/TR (CT)
Address	245 CARRIAGE LN, ROSEBURG, OR 97471-9533

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Feb 15, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 1058 S 7th St was $3,045, up 3.8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,870 (+3%) Land $50,490 Building $121,380	$331,030 (+6.56%) Land $150,000 Building $181,030
2025	$3,045.00 (+3.78%)	$166,870 (+3%) Land $49,020 Building $117,850	$310,640 (-8.62%) Land $135,000 Building $175,640
2024	$2,934.00 (-2.49%)	$162,010 (+2.99%) Land $47,590 Building $114,420	$339,940 (+4.13%) Land $148,000 Building $191,940
2023	$3,009.00 (+8.94%)	$157,300 (+3%) Land $46,200 Building $111,100	$326,460 (+13.4%) Land $141,500 Building $184,960
2022	$2,762.00	$152,720 Land $44,860 Building $107,860	$287,880 Land $116,000 Building $171,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1058 S 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1058 S 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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