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1077 Prather Bridge Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 1077 Prather Bridge Rd, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,018 sqft · built 1940
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$53,000 (Jul 2017)
Tax Bill$1,334 (2025)
Deeds & MortgagesJul 2017 Mortgage
May 2017 Foreclosure
Flood ZoneZone X (minimal risk)
APNT24 020

Property Details

APN / Parcel Number

Primary APNT24 020
Alternative APN
  • 782505

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,018 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)
Garage Area416 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area136 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number782505
Street Address1077 PRATHER BRIDGE RD
CityTOCCOA
StateGA
Zip30577-2491
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-III
Legal DescriptionTRACT 2 PRATHER BRIDGE RD
Legal SubdivisionROGER CAUDELL
Legal Tract2
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group2
Census Block2046
Census Tract970101

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address330 SEMINOLE TRL, MARTIN, GA 30557-2078
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMESTAR FINANCIAL
May 1, 2017Deed in Lieu of Foreclosure, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2017 · Amount on Record
Deed SaleJul 27, 2017 · Amount on Record
Prior SaleApr 30, 2007 · Amount on Record
Deed Document Number0001127344
Deed Book / Page1127 / 344
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address1077 PRATHER BRIDGE RD, TOCCOA, GA 30577-2491
Transaction TypeMortgage
Record UpdatedAug 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011270347
DateJul 28, 2017
Book Page1127/347
Lender
NameHOMESTAR FINANCIAL
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

May 2017: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionSTEPHENS GA
Recording DateMay 1, 2017
Property Address1077 PRATHER BRIDGE RD, TOCCOA, GA 30577-2491
Document Number0011210008
Book / Page001121 / 000008
Instrument DateMar 22, 2016
Transaction TypeForeclosure
Record UpdatedMay 30, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,334.00 (+55.84%)$38,246 (+57.88%) Land $2,304 Building $35,942$95,616 (+57.89%) Land $5,760 Building $89,856
2023$856.00 (+5.16%)$24,224 (+5.19%) Land $2,304 Building $21,920$60,559 (+5.19%) Land $5,760 Building $54,799
2022$814.00$23,028 Land $2,304 Building $20,724$57,570 Land $5,760 Building $51,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable · Fiber in parts of the area		500 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: Point Broadband, Verizon, Windstream.

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