1059 Prather Bridge Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 1059 Prather Bridge Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,288 sqft · built 1948
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Tax Bill	$2,866 (2025)
Deeds & Mortgages	Aug 2026 Transfer Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`T24 021`

Property Details

APN / Parcel Number

Primary APN	`T24 021`
Alternative APN	`683150`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,288 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Mixed
Garage Area	200 sqft
Parking Spaces	2 Parking Spaces
Lean-To	160 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	683150
Street Address	1059 PRATHER BRIDGE RD
City	TOCCOA
State	GA
Zip	30577-2491
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	PRATHER BRIDGE RD
Legal Subdivision	0200 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2046
Census Tract	970101

Owner

1059 Prather Bridge Rd is owned by an individual who acquired it in August 2026.

Source: Stephens County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	405 LEE ST, JEFFERSON, GA 30549-1353
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 20, 2026	Special Warranty Deed, Transfer
Jun 2, 2026	Foreclosure
Dec 29, 2021	Limited Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE
Jul 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026
Deed Sale	Aug 20, 2026
Prior Sale	Aug 20, 2026 · Amount on File
Deed Document Number	20262524
Deed Book / Page	1462 / 374
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 20, 2026
Property Address	1059 PRATHER BRIDGE RD, TOCCOA, GA 30577-2491
Document Number	0000002524
Book / Page	1462 / 374
Instrument Date	Aug 20, 2026
Instrument	20262524
Transaction Type	Transfer
Record Updated	Sep 28, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 LEE ST, JEFFERSON, GA 30549-1353

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 20, 2026
Property Address	1059 PRATHER BRIDGE RD, TOCCOA, GA 30577-2491
Document Number	0000002523
Book / Page	1462 / 366
Instrument Date	Aug 13, 2026
Instrument	20262523
Transaction Type	Transfer
Record Updated	Sep 28, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 LEE ST, JEFFERSON, GA 30549-1353

June 2026: Foreclosure

Document Type	Foreclosure
Jurisdiction	STEPHENS GA
Recording Date	Jun 2, 2026
Property Address	1059 PRATHER BRIDGE RD, TOCCOA, GA 30577-2491
Document Number	0000001620
Book / Page	1452 / 349
Instrument Date	May 5, 2026
Instrument	20261620
Transaction Type	Foreclosure
Record Updated	Aug 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 PONCE DE LEON BLVD, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

December 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 29, 2021
Property Address	1059 PRATHER BRIDGE RD, TOCCOA, GA 30577-2491
Document Number	0012800340
Book / Page	1280 / 340
Instrument Date	Dec 29, 2021
Instrument	2021-001845
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 PRATHER BRIDGE RD, TOCCOA, GA 30577-2491

Mortgage

Document Number	0000000882
Date	Dec 29, 2021
Instrument	000882

Lender

Name	PROSPERITY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 6, 2021
Property Address	1059 PRATHER BRIDGE RD, TOCCOA, GA 30577-2491
Document Number	0012610015
Book / Page	1261 / 15
Instrument Date	Jul 6, 2021
Instrument	2021-001055
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 PRATHER BRIDGE RD, TOCCOA, GA 30577-2491

Tax Assessment & Valuation

The 2025 property tax bill for 1059 Prather Bridge Rd was $2,866.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,866.00	$82,148 Land $1,617 Building $80,531	$205,369 Land $4,042 Building $201,327
2023	$1,704.00 (+6.97%)	$48,187 (+6.99%) Land $1,617 Building $46,570	$120,466 (+6.99%) Land $4,042 Building $116,424
2022	$1,593.00	$45,039 Land $1,617 Building $43,422	$112,596 Land $4,042 Building $108,554

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1059 Prather Bridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1059 Prather Bridge Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband, Verizon, Windstream.

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