1073 Day Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 1073 Day Rd, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,924 sqft · built 2001
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,690 (Apr 2001)
Tax Bill	$13,277 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`422800 71.8-1-55`

Property Details

APN / Parcel Number

Primary APN	`422800 71.8-1-55`
Alternative APN	`280007100800010550000000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	1,076 sqft
2nd Floor Area	848 sqft
Game Room	Game Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	169 ft deep x 111 ft wide
Garage Type	Mixed
Garage Area	990 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1073 DAY RD
City	SCHENECTADY
State	NY
Zip	12303-3362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,3BDRM,2.5BTH,G2 1622SQ 71.08-1-25 DIANNE ESTATES 1.A-109-24 SUBDIV11/99 29
Legal Subdivision	SUBDIVISION PLAN DIANNE ESTATES
Legal Block	1
Legal Lot Number	55.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	2
Census Block	2003
Census Tract	32901

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1073 DAY RD, SCHENECTADY, NY 12303-3362
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES FCU
Oct 1, 2018	Deed of Trust, Mortgage · Line of Credit SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2001 · Amount on Record
Deed Sale	Apr 11, 2001 · Amount on Record
Deed Book / Page	1599 / 278
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 5, 2021
Property Address	1073 DAY RD, SCHENECTADY, NY 12303-3362
Document Number	0000049310
Book / Page	2068 / 569
Map Reference	CAB J-298-301
Instrument Date	Sep 17, 2021
Instrument	202149310
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1073 DAY RD, 1073, SCHENECTADY, NY 12303-3362

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5 CATSKILL ST, ALBANY, NY 12203-2723

Mortgage

Document Number	0000049312
Date	Oct 5, 2021
Instrument	202149312

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1073 DAY RD, SCHENECTADY, NY 12303-3362
Document Number	0000045672
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1073 DAY RD SCHENECTADY NY 123033362, SCHENECTADY, NY 12303-3362

Mortgage

Document Number	0000045672
Date	Oct 16, 2018
Book Page	004871/000324
Instrument	45672

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,277.00 (+2.91%)
2025	$12,901.00	$342,200 (-) Land $23,700 Building $318,500	$526,500 (+16.92%) Land $36,464 Building $490,036
2023		$342,200 Land $23,700 Building $318,500	$450,300 Land $31,187 Building $419,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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