1076 Westminster Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 1076 Westminster Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,421 sqft · built 2023
Lot Size	0.657 acres (28,657 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (May 2025)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0082J-0F-013.00`

Property Details

APN / Parcel Number

Primary APN	`0082J-0F-013.00`
Alternative APN	`100930`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	1,594 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Lot Area	28,657 sqft (0.657 acres)
Lot Width	108 ft Width

Location & Zoning

Account Number	100930
Street Address	1076 WESTMINSTER DR
City	LANCASTER
State	SC
Zip	29720-0414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.641 AC
Legal Subdivision	CLOISTERS
Legal Lot Number	90
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2000
Census Tract	10500

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1076 WESTMINSTER DR, LANCASTER, SC 29720-0414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE
Dec 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SATISH CHANDRA
Jun 7, 2022	Deed of Trust, Mortgage · Construction Mortgage CONSTRUCTION FINANCE CORPORATION
Jun 15, 2023	Deed, Subdivision Related Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Oct 13, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2025 · Amount on Record
Deed Sale	May 29, 2025 · Amount on Record
Deed Document Number	20256896
Deed Book / Page	1925 / 51
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1076 WESTMINSTER DR, LANCASTER, SC 29720-0414
Transaction Type	Mortgage
Record Updated	Apr 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 WESTMINSTER DR, LANCASTER, SC 29720-0414

Mortgage

Document Number	0000004356
Date	Mar 31, 2026
Book Page	5554/1
Instrument	2026004356

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	8024 CALVIN HALL RD, INDIAN LAND, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1076 WESTMINSTER DR, LANCASTER, SC 29720-0414
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025349
Date	Dec 17, 2021
Book Page	4622/55
Instrument	2021025349

Lender

Name	SATISH CHANDRA
Type	Private Party
Address	1651 SHORE PL UNIT 4, SANTA CLARA, CA 95054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	1076 WESTMINSTER DR, LANCASTER, SC 29720-0414
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009478
Date	Jun 7, 2022
Book Page	4759/202
Instrument	2022009478

Lender

Name	CONSTRUCTION FINANCE CORPORATION
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Apr 1, 2023

June 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Jun 15, 2023
Property Address	1076 WESTMINSTER DR, LANCASTER, SC 29720-0414
Document Number	0000007488
Book / Page	1677 / 22
Map Reference	PL 3318
Instrument Date	Jun 14, 2023
Instrument	2023007488
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$702.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1076 WESTMINSTER DR, LANCASTER, SC 29720-0414

Mortgage

Document Number	0000007489
Date	Jun 15, 2023
Instrument	2023007489

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER SC
Recording Date	Oct 13, 2022
Property Address	1076 WESTMINSTER DR, LANCASTER, SC 29720-0414
Document Number	0000016321
Book / Page	1597 / 231
Map Reference	PL 3318
Instrument Date	Oct 12, 2022
Instrument	2022016321
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1624 CROSS BEAM DR STE E, E, CHARLOTTE, NC 28217-2873
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016322
Date	Oct 13, 2022
Instrument	2022016322

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 12, 2023

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (-10.42%)	$9,832 (+1,589.35%) Land $1,600 Building $8,232	$245,800 (+2,434.02%) Land $40,000 Building $205,800
2024	$1,602.00 (+738.74%)
2023	$191.00	$582 (-) Land $582	$9,700 (-) Land $9,700
2022	$191.00	$582 Land $582	$9,700 Land $9,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westminster Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures