1076 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1076 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,090 sqft · built 1959
Lot Size	0.112 acres (4,880 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Nov 2019)
Tax Bill	$4,466 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-12-0152`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-12-0152`
Alternative APNs	`8550895` `659642`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
1st Floor Area	1,090 sqft
Basement Area	600 sqft
Finished Basement	600 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1968
Architectural Style	Ranch
Exterior Material	Stucco
Lot Area	4,880 sqft (0.112 acres)
Lot Dimensions	122 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	659642
Street Address	1076 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE, ST. PAUL, MINN. LOT 11 BLK 3
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	CLOVERDALE, ST. PAUL, MINN.
Legal Block	3
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	31100

Owner

1076 Rose Ave E is owned and occupied by two individuals who bought it in November 2019.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1076 ROSE AVE E, SAINT PAUL, MN 55106-2718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Apr 26, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Deed Document Number	20192652588
Prior Transfer Date	Apr 26, 2019
Prior Transfer Doc	0002637698
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 14, 2019
Property Address	1076 ROSE AVE E, SAINT PAUL, MN 55106-2718
Document Number	0002652588
Instrument Date	Oct 23, 2019
Instrument	2652588
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1076 ROSE AVE E ST PAUL MN 551062718, ST PAUL, MN 55106-2718

Mortgage

Document Number	2652589
Date	Nov 14, 2019
Instrument	2652589

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Mortgage

Document Number	2652590,
Date	Nov 14, 2019
Instrument	2652590

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 26, 2019
Property Address	1076 ROSE AVE E, SAINT PAUL, MN 55106-2718
Document Number	0002637698
Instrument Date	Apr 26, 2019
Instrument	2637698
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 600743 ST PAUL MN 551060013, ST PAUL, MN 55106-0013

Tax Assessment & Valuation

The 2025 property tax bill for 1076 Rose Ave E was $4,466 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,600 Land $25,000 Building $261,600	$286,600 Land $25,000 Building $261,600
2025	$4,466.00
2023	$4,410.00 Homeowner's exemption	$282,800 Land $20,000 Building $262,800	$282,800 Land $20,000 Building $262,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1076 Rose Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1076 Rose Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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