1064 Rose Ave E, Saint Paul, MN 55106 Property Records

Ramsey County property record for 1064 Rose Ave E, Saint Paul, MN 55106

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 736 sqft · built 1949
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on File
Last Sale	$245,900 (Apr 2026)
Tax Bill	$5,158 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-29-22-12-0153`

Property Details

APN / Parcel Number

Primary APN	`28-29-22-12-0153`
Alternative APNs	`8207078` `581488`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	736 sqft Living Area
1st Floor Area	736 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	125 ft deep x 32 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	581488
Street Address	1064 ROSE AVE E
City	SAINT PAUL
State	MN
Zip	55106-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLOVERDALE, ST. PAUL, MINN. LOT 12 BLK 3
Legal Range	22
Legal Township	29
Legal Section	28
Legal Subdivision	CLOVERDALE, ST. PAUL, MINN.
Legal Block	3
Legal Lot Number	12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3006
Census Tract	31100

Owner

1064 Rose Ave E is owned and occupied by an individual who bought it in April 2026.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1064 ROSE AVE E, SAINT PAUL, MN 55106-2718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Apr 2, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Feb 5, 2021	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Feb 5, 2021 · Amount on File
Deed Document Number	20262813268
Prior Transfer Date	Aug 11, 2014
Prior Transfer Doc	0T02510734
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1064 ROSE AVE E, SAINT PAUL, MN 55106-2718
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1064 ROSE AVE E, SAINT PAUL, MN 55106-2718

Mortgage

Document Number	0A05096332
Date	Feb 17, 2026
Instrument	A05096332

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 2, 2041

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 2, 2026
Property Address	1064 ROSE AVE E, SAINT PAUL, MN 55106-2718
Document Number	0T02813268
Instrument Date	Mar 13, 2026
Instrument	20262813268
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,442.06
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1064 ROSE AVE E, SAINT PAUL, MN 55106-2718

Mortgage

Document Number	0002813269,
Date	Apr 2, 2026
Instrument	20262813269

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 5, 2021
Property Address	1064 ROSE AVE E, SAINT PAUL, MN 55106-2718
Document Number	0A02689417
Instrument Date	Sep 10, 2020
Instrument	A02689417
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	BAKERS TITLE, BANKERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1064 ROSE AVE E, SAINT PAUL, MN 55106-2718

Mortgage

Document Number	0A02689418
Date	Feb 5, 2021
Instrument	A02689418

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1064 Rose Ave E was $5,158, up 7.5% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,200 (-2.45%) Land $25,000 Building $206,200	$231,200 (-2.45%) Land $25,000 Building $206,200
2025	$5,158.00 (+7.5%) Homeowner's exemption	$237,000 Land $25,000 Building $212,000	$237,000 Land $25,000 Building $212,000
2024	$4,798.00 (+12.73%)
2023	$4,256.00 Homeowner's exemption	$225,900 Land $20,000 Building $205,900	$225,900 Land $20,000 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1064 Rose Ave E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1064 Rose Ave E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 894 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile, Verizon.

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