1076 Redleaf Trl, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1076 Redleaf Trl, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 2021
Lot Size	0.203 acres (8,843 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jul 2021)
Tax Bill	$2,393 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3632-18-7668`

Property Details

APN / Parcel Number

Primary APN	`3632-18-7668`
Alternative APNs	`363205187668` `285679` `55163`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Lot Area	8,843 sqft (0.203 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	285679
Street Address	1076 REDLEAF TRL
City	LINCOLNTON
State	NC
Zip	28092-7739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	#3 HERNDON LOT
Legal Subdivision	SULLY HERNSON ESTATE PROPERTY
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	4
Census Block	4002
Census Tract	70100

Owner

1076 Redleaf Trl is owned and occupied by an individual who bought it in July 2021.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1076 REDLEAF TRL, LINCOLNTON, NC 28092-7739
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU
Jul 13, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 23, 2020	Warranty Deed, Transfer TIAGO NATIONAL TITLE-FAYETTEVILLE, TIAGO NAT'L TITLE-FAYETTEVILLE
May 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	Oct 23, 2020 · Amount on File
Deed Document Number	2021634876
Deed Book / Page	3061 / 803
Prior Transfer Date	Apr 27, 2018
Prior Transfer Doc	0027430405
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1076 REDLEAF TRL, LINCOLNTON, NC 28092-7739
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000302161
Date	Mar 19, 2021
Book Page	3021/61
Instrument	627621

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 13, 2021
Property Address	1076 REDLEAF TRL, LINCOLNTON, NC 28092-7739
Document Number	0003061803
Book / Page	3061 / 803
Instrument Date	Jul 13, 2021
Instrument	634876
Transaction Type	Transfer
Record Updated	Sep 23, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 N NEW HOPE RDE, 915, GASTONIA, NC 28054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 REDLEAF TRL, LINCOLNTON, NC 28092-7739

Mortgage

Document Number	0000634877
Date	Jul 13, 2021
Instrument	634877

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 23, 2020
Property Address	1076 REDLEAF TRL, LINCOLNTON, NC 28092-7739
Document Number	296662
Book / Page	002966 / 000062
Instrument Date	Oct 23, 2020
Instrument	618487
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	TIAGO NATIONAL TITLE-FAYETTEVILLE, TIAGO NAT'L TITLE-FAYETTEVILLE

Transaction

Amount	Amount on Record
Tax	$24.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	915 N NEW HOPE RD GASTONIA NC 280543388, GASTONIA, NC 28054-3388
Investor	Possibly a Property Investor

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	May 17, 2018
Property Address	1076 REDLEAF TRL, LINCOLNTON, NC 28092-7739
Document Number	2743405
Book / Page	002743 / 000405
Instrument Date	Apr 27, 2018
Instrument	578055
Transaction Type	Transfer
Record Updated	May 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1507 LINCOLNTON NC 280931507, LINCOLNTON, NC 28093-1507

Tax Assessment & Valuation

The 2026 property tax bill for 1076 Redleaf Trl was $2,393.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,393.00	$225,550 (-) Land $17,000 Building $208,550	$225,550 (-) Land $17,000 Building $208,550
2025	$2,393.00	$225,550 Land $17,000 Building $208,550	$225,550 Land $17,000 Building $208,550
2023	$2,373.00	$225,550 Land $17,000 Building $208,550	$225,550 Land $17,000 Building $208,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1076 Redleaf Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Redleaf Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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