1070 Redleaf Trl, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1070 Redleaf Trl, Lincolnton, NC 28092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,200 sqft · built 2021
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Apr 2025)
Tax Bill	$2,377 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3632-18-7754`

Property Details

APN / Parcel Number

Primary APN	`3632-18-7754`
Alternative APNs	`363205187754` `285954` `309898` `16604`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,200 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Custom Design
Lot Area	6,055 sqft (0.139 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	309898
Street Address	1070 REDLEAF TRL
City	LINCOLNTON
State	NC
Zip	28092-7739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	#4 HERNDON LOT
Legal Subdivision	SULLY HERNDON ESTATE PROP
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	4
Census Block	4002
Census Tract	70100

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1070 REDLEAF TRL, LINCOLNTON, NC 28092-7739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage MCU FINANCIAL CENTER CU
Jul 30, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA
Nov 16, 2020	Warranty Deed, Transfer TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	2025693469
Deed Book / Page	3403 / 21
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	1070 REDLEAF TRL, LINCOLNTON, NC 28092-7739
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2000 RHYNE CARTER RD, GASTONIA, NC 28054-2868

Mortgage

Document Number	0000302161
Date	Mar 19, 2021
Book Page	3021/61
Instrument	627621

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union
Address	CLEVELAND, OH 44114

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 30, 2021
Property Address	1070 REDLEAF TRL, LINCOLNTON, NC 28092-7739
Document Number	0003068210
Book / Page	3068 / 210
Map Reference	MB D PG 9
Instrument Date	Jul 20, 2021
Instrument	636021
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	EXECUTIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 N NEW HOPE RDE, 915, GASTONIA, NC 28054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 REDLEAF TRL, LINCOLNTON, NC 28092-7739

Mortgage

Document Number	0003068212
Date	Jul 30, 2021
Book Page	3068/212
Instrument	636022

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Nov 16, 2020
Property Address	1070 REDLEAF TRL, LINCOLNTON, NC 28092-7739
Document Number	2974688
Book / Page	002974 / 000688
Instrument Date	Nov 14, 2020
Instrument	619955
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	TRANS-NATIONAL TITLE, TIAGO NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$30.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	915 N NEW HOPE RD GASTONIA NC 280543388, GASTONIA, NC 28054-3388
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,377.00 (+0.85%)	$223,997 (-) Land $17,000 Building $206,997	$223,997 (-) Land $17,000 Building $206,997
2023	$2,357.00	$223,997 Land $17,000 Building $206,997	$223,997 Land $17,000 Building $206,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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