Schenectady County and Rotterdam Town property record for 1073 Outer Dr, Schenectady, NY 12303 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,341 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $206,500 (2021) |
| Tax Bill | $4,844.00 (2025) |
| Primary APN | 422800 59.14-10-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,341 sqft Living Area |
| 1st Floor | 966 sqft 1st Floor |
| Upper Floors | 375 sqft Upper Floors |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 109 ft x 80 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 224 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 100 sqft Shed |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1073 OUTER DR |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-4217 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | R,G,DNT,SHD COLDBROOK-519 5.-379-2 |
| Legal Subdivision | REVISION TO COLD BROOK SUBDIVISION NO 7 |
| Legal Block | 10 |
| Legal Lot Number | 21.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | ROTTERDAM |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records · APN 422800 59.14-10-21
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1073 OUTER DR, SCHENECTADY, NY 12303-4217 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment MANUFACTURERS & TRADERS TRUST CO |
| May 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage M & T BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Jun 11, 2010 · Amount on Record |
| Deed Doc Number | 202125031 |
| Deed Book / Page | 2059 / 678 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1073 OUTER DR, SCHENECTADY, NY 12303-4217 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1626 RUGBY RD, SCHENECTADY, NY 12309-5632 |
| Document Number | 0000025033 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 5104/297 |
| Instrument | 202125033 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Second Mortgage to Cover Down Payment |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 28, 2021 |
| Property Address | 1073 OUTER DR, SCHENECTADY, NY 12303-4217 |
| Document Number | 0000025031 |
| Book / Page | 2059 / 678 |
| Map Reference | DR 66 MAP 56 |
| Instrument Date | May 25, 2021 |
| Instrument | 202125031 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $826.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1073 OUTER DR, 1073, SCHENECTADY, NY 12303-4217 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 9 QUEENS DR APT J15, J15, SCHENECTADY, NY 12304-3425 |
| Document Number | 0000025032 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 5104/259 |
| Instrument | 202125032 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,844.00 | $132,000 (-) Land $9,000 Building $123,000 | $203,100 (+16.93%) Land $13,848 Building $189,252 |
| 2023 | $132,000 Land $9,000 Building $123,000 | $173,700 Land $11,843 Building $161,857 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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