Douglas County property record for 1076 E Valley Rd, Gardnerville, NV 89410
| Property Type | Single Family Home |
|---|---|
| Details | 2,330 sqft · built 1997 |
| Lot Size | 10 acres (438,214 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Nov 2020) |
| Tax Bill | $4,012 (2026) |
| Deeds & Mortgages | Sep 2021 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 1220-11-002-006 |
| Primary APN | 1220-11-002-006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,330 sqft Living Area |
| Gross Area | 3,074 sqft |
| 1st Floor Area | 2,330 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 438,214 sqft (10 acres) |
| Garage Type | Attached |
| Garage Area | 744 sqft |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Old Parcel Number | 000023300070 |
|---|---|
| Street Address | 1076 E VALLEY RD |
| City | GARDNERVILLE |
| State | NV |
| Zip | 89410-6114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B |
| Legal Range | 20E |
| Legal Township | 12N |
| Legal Section | 11 |
| Legal Subdivision | OWEN GOLDBERG AND TOMERLIN |
| Legal Block | 2 |
| Legal Lot Number | B |
| Jurisdiction | DOUGLAS NV |
| Township / Civil Division | GARDNERVILLE-MINDEN |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 2300 |
1076 E Valley Rd is owned and occupied by two individuals who bought it in November 2020.
Source: Douglas County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1076 E VALLEY RD, GARDNERVILLE, NV 89410-6114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 23, 2020 | Grant Deed, Transfer · Conventional Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Prior Sale | Aug 31, 2011 · Amount on File |
| Deed Document Number | 2020956962 |
| Prior Transfer Date | Nov 4, 2005 |
| Prior Transfer Doc | 0000660833 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Property Address | 1076 E VALLEY RD, GARDNERVILLE, NV 89410-6114 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1076 E VALLEY RD, GARDNERVILLE, NV 89410-6114 |
| Document Number | 0000073494 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 2021-973494 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 12, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DOUGLAS NV |
| Recording Date | Nov 23, 2020 |
| Property Address | 1076 E VALLEY RD, GARDNERVILLE, NV 89410-6114 |
| Document Number | 0000956962 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 956962 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2020 |
| Title Company | WESTERN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,190.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1076 E VALLEY RD GARDNERVILLE NV 894106114, GARDNERVILLE, NV 89410-6114 |
| Document Number | 956963 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 956963 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 22, 2050 |
The 2026 property tax bill for 1076 E Valley Rd was $4,012, up 3% from the year before.
Source: Douglas County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Douglas County |
| Unified School District | Douglas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,012.00 (+2.98%) | $181,892 (+5.55%) Land $78,750 Building $103,142 | |
| 2025 | $3,896.00 | $172,320 Land $66,500 Building $105,820 | $492,343 Land $190,000 Building $302,343 |
| 2023 | $3,672.00 | $167,904 Land $66,500 Building $101,404 | $479,726 Land $190,000 Building $289,726 |
| 2021 | $429,949 Land $170,000 Building $259,949 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1076 E Valley Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 11 (1995–2014) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Aug 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1076 E Valley Rd is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 46% of Nevada |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
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