1076 Decker Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 1076 Decker Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,791 sqft · built 2017
Lot Size	0.13 acres (5,654 sqft)
Owner	2 Individual Names on File
Last Sale	$293,000 (Dec 2021)
Tax Bill	$5,716 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R91777`

Property Details

APN / Parcel Number

Primary APN	`R91777`
Alternative APNs	`S5352-000Q-0013-00-0R` `91777`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,791 sqft Living Area
Gross Area	2,491 sqft
1st Floor Area	1,791 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,654 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1076 DECKER DR
City	FATE
State	TX
Zip	75189-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PH 6C, BLOCK Q, LOT 13
Legal Subdivision	WOODCREEK PH 6C
Legal Tract	13
Legal Block	Q
Legal Lot Number	13
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1015
Census Tract	40405

Owner

1076 Decker Dr is owned and occupied by two individuals who bought it in December 2021.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1076 DECKER DR, FATE, TX 75189-4564
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Vendor's Lien, Subdivision Related Transfer · VA Mortgage ROCKET MORTGAGE LLC
Aug 3, 2021	Warranty Deed, Transfer CAPITAL TITLE
Mar 22, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on File
Deed Sale	Dec 15, 2021 · Amount on File
Prior Sale	Aug 3, 2021
Deed Document Number	202134003
Prior Transfer Date	Dec 13, 2021
Prior Transfer Doc	0000034003
Record Updated	Sep 20, 2026

December 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Dec 15, 2021
Property Address	1076 DECKER DR, FATE, TX 75189-4564
Document Number	0000034003
Map Reference	CAB J SL 123
Instrument Date	Dec 13, 2021
Instrument	20210000034003
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 28, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31 W 27TH ST # ST4TH, 31, NEW YORK, NY 10001-6914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 DECKER DR, FATE, TX 75189-4564

Mortgage

Document Number	0000034004
Date	Dec 15, 2021
Instrument	20210000034004

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Aug 3, 2021
Property Address	1076 DECKER DR, FATE, TX 75189-4564
Document Number	0000021055
Map Reference	DOC 20170000004888
Instrument Date	Aug 2, 2021
Instrument	20210000021055
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1076 DECKER DR, 1076, FATE, TX 75189-4564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 W 27TH ST # 4TH, NEW YORK, NY 10001-6914
Investor	Possibly a Property Investor

March 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Mar 22, 2018
Property Address	1076 DECKER DR, FATE, TX 75189-4564
Document Number	0000004833
Map Reference	DOC20170000004888
Instrument Date	Mar 22, 2018
Instrument	20180000004833
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 DECKER DR, FATE, TX 75189-4564

Mortgage

Document Number	0000004834
Date	Mar 22, 2018
Instrument	20180000004834

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1076 Decker Dr was $5,716 with exemptions applied, down 9.7% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$287,463 (-7.22%) Land $78,400 Building $209,063	$287,463 (-7.22%) Land $78,400 Building $209,063
2025	$5,716.00 (-9.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$309,828 Land $93,100 Building $216,728	$309,828 Land $93,100 Building $216,728
2024	$6,330.00 (-12.25%)
2023	$7,214.00	$339,179 Land $117,600 Building $221,579	$339,179 Land $117,600 Building $221,579
2021	$6,113.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1076 Decker Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1076 Decker Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	150 / 30

May also be available: Nextlink.

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