1072 Decker Dr, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 1072 Decker Dr, Fate, TX 75189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,562 sqft · built 2017
Lot Size	0.13 acres (5,654 sqft)
Owner	Individual Name on Record
Last Sale	$200,200 (Jan 2018)
Tax Bill	$5,258 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R91776`

Property Details

APN / Parcel Number

Primary APN	`R91776`
Alternative APNs	`S5352-000Q-0012-00-0R` `91776`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,562 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	1,562 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,654 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	101 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1072 DECKER DR
City	FATE
State	TX
Zip	75189-4564
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODCREEK PH 6C, BLOCK Q, LOT 12
Legal Subdivision	WOODCREEK PH 6C
Legal Tract	12
Legal Block	Q
Legal Lot Number	12
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	1
Census Block	1015
Census Tract	40405

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1072 DECKER DR, FATE, TX 75189-4564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 23, 2020	Loan Modification, Mortgage PENNYMAC
Jan 16, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on Record
Deed Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	2018834
Prior Transfer Date	Jan 15, 2018
Prior Transfer Doc	0000000834
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1072 DECKER DR, FATE, TX 75189-4564
Document Number	0000003385
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 DECKER DR FATE TX 751894564, FATE, TX 75189-4564

Mortgage

Document Number	0000003385
Date	Feb 21, 2020
Instrument	3385

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROCKWALL TX
Property Address	1072 DECKER DR, FATE, TX 75189-4564
Document Number	0000003616
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 DECKER DR FATE TX 751894564, FATE, TX 75189-4564

Mortgage

Document Number	0000003616
Date	Feb 25, 2020
Instrument	3616

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

Interest

Rate	3.87%

January 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 16, 2018
Property Address	1072 DECKER DR, FATE, TX 75189-4564
Document Number	0000000834
Map Reference	DOC20170000004888
Instrument Date	Jan 15, 2018
Instrument	20180000000834
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1072 DECKER DR, FATE, TX 75189-4564

Mortgage

Document Number	0000000835
Date	Jan 16, 2018
Instrument	20180000000835

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Fate City
County	Rockwall County
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,340 (-7.56%) Land $78,400 Building $183,940	$262,340 (-7.56%) Land $78,400 Building $183,940
2025	$5,258.00 (-12.86%) Homeowner's exemption	$283,784 (-10.62%) Land $93,100 Building $190,684	$283,784 (-10.62%) Land $93,100 Building $190,684
2024	$6,034.00 (-23.91%)
2023	$7,930.00 (+31.25%)	$317,493 Land $117,600 Building $199,893	$317,493 Land $117,600 Building $199,893
2021	$6,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FATE serves 29,285 people · EPA ID TX1990006
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
Peoples Communications Fixed Wireless	150 / 30

May also be available: Nextlink.

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