1075 Overlook Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 1075 Overlook Ter, Union, NJ 07083

Property Summary

Property Type	Exempt (Full or Partial)
Details	built 1929
Lot Size	0.108 acres (4,700 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2014)
Tax Bill	$10,099 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Mar 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-04209-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`19-04209-0000-00027`
Alternative APN	`190420900027`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	4,700 sqft (0.108 acres)
Lot Dimensions	100 ft deep x 47 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1075 OVERLOOK TER
City	UNION
State	NJ
Zip	07083-3607
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Subdivision	COLONIAL HEIGHTS
Legal Block	4209
Legal Lot Number	27
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	6
Census Block	6001
Census Tract	33100

Owner

1075 Overlook Ter is owned by an individual who acquired it in January 2015.

Source: Union County and Union Township records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1075 OVERLOOK TER, UNION, NJ 07083-3607
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2014 · Amount on File
Deed Sale	Jun 13, 2014 · Amount on File
Deed Document Number	2014251509
Deed Book / Page	6007 / 477
Last Transfer Date	Jan 15, 2015
Transfer Doc	0060412001
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1075 OVERLOOK TER, UNION, NJ 07083-3607
Transaction Type	Mortgage
Record Updated	Sep 26, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 OVERLOOK TER, UNION, NJ 07083-3607

Mortgage

Document Number	0156892110
Date	Sep 8, 2025
Book Page	15689/2110
Instrument	82740

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1075 OVERLOOK TER, UNION, NJ 07083-3607
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153462725
Date	Mar 27, 2023
Book Page	15346/2725
Instrument	50302

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1075 OVERLOOK TER, UNION, NJ 07083-3607
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	PROGRESSIVE LAND TITLE AGENCY LI, PROGRESSIVE LAND TTL AGCY LT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151602806
Date	Feb 8, 2022
Book Page	15160/2806
Instrument	31277

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1075 Overlook Ter was $10,099, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,300 (-) Land $16,800 Building $26,500	$43,300 (-) Land $16,800 Building $26,500
2025	$10,099.00 (+4.35%)	$43,300 Land $16,800 Building $26,500	$43,300 Land $16,800 Building $26,500
2024	$9,678.00
2023		$43,300 Land $16,800 Building $26,500	$43,300 Land $16,800 Building $26,500
2022	$9,056.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1075 Overlook Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1983)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1075 Overlook Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 954 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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