1065 Overlook Ter, Union, NJ 07083 Property Records

Union County and Union Township property record for 1065 Overlook Ter, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	built 1955
Lot Size	0.126 acres (5,502 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jul 2010)
Tax Bill	$11,848 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-04209-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`19-04209-0000-00025`
Alternative APN	`190420900025`

Interior

Stories	1 Story

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1065 OVERLOOK TER
City	UNION
State	NJ
Zip	07083-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	4209
Legal Lot Number	25
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	6
Census Block	6001
Census Tract	33100

Owner

Source: Union County and Union Township records · APN 19-04209-0000-00025

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1065 OVERLOOK TER, UNION, NJ 07083-3607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 13, 2010 · Amount on Record
Deed Sale	Jul 13, 2010 · Amount on Record
Prior Sale	Oct 21, 2003 · Amount on Record
Deed Document Number	2010216542
Deed Book / Page	5824 / 587
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1065 OVERLOOK TER, UNION, NJ 07083-3607
Document Number	0146182385
Instrument Date	Nov 02, 2019
Transaction Type	Mortgage
Record Updated	Dec 04, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1065 OVERLOOK TER UNION NJ 070833607, UNION, NJ 07083-3607

Mortgage

Document Number	0146182385
Date	Nov 15, 2019
Book Page	014618/002385
Instrument	681866

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Union Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,800 (-) Land $20,500 Building $30,300	$50,800 (-) Land $20,500 Building $30,300
2025	$11,848.00 (+4.35%)	$50,800 (-) Land $20,500 Building $30,300	$50,800 (-) Land $20,500 Building $30,300
2024	$11,354.00 (+6.86%)
2023		$50,800 Land $20,500 Building $30,300	$50,800 Land $20,500 Building $30,300
2022	$10,625.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–1983)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 1983 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 954 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.