1075 Main St, #77, Ramona, CA 92065 Property Records

San Diego County property record for 1075 Main St, #77, Ramona, CA 92065

Property Summary

Property Type	Mixed Use Store/Office
Details	5,370 sqft · built 1986
Lot Size	0.461 acres (20,082 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Nov 2019)
Tax Bill	$10,192 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`281-263-23-00`

Property Details

APN / Parcel Number

Primary APN	`281-263-23-00`
Alternative APN	`2812632100`

Interior

Building Area	5,370 sqft Total Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	20,082 sqft (0.461 acres)
Lot Dimensions	140 ft deep x 180 ft wide
View / Lot	Corner

Location & Zoning

Old Parcel Number	2812632100
Street Address	1075 MAIN ST, 77
City	RAMONA
State	CA
Zip	92065-2120
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	RMV5
Legal Description	BLK 43 LOTS 11 THRU 13 (EX ST) TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	43
Legal Lot Number	11-13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1017
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25102 MESA ESTATES RD, RAMONA, CA 92065-5148
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage PACIFIC WESTERN NATIONAL BANK
Nov 1, 2019	Grant Deed, Transfer JEFFREY B BARTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on Record
Deed Sale	Nov 1, 2019 · Amount on Record
Prior Sale	Jan 26, 1984 · Amount on Record
Deed Document Number	2019499672
Prior Transfer Date	Jun 1, 2016
Prior Transfer Doc	0000278959
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1075 MAIN ST # 77, 77, RAMONA, CA 92065-2120
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	TICOR TITLE COMPANY-SD COMMERCIAL, TICOR TITLE SD COMMERCIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25102 MESA ESTATES RD, RAMONA, CA 92065-5148

Mortgage

Document Number	0000658080
Date	Sep 16, 2021
Instrument	2021-0658080

Lender

Name	PACIFIC WESTERN NATIONAL BANK
Type	Bank
Address	CARLSBAD, CA 92008

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 1, 2019
Property Address	1075 MAIN ST # 77, 77, RAMONA, CA 92065-2120
Document Number	0000499672
Instrument Date	Sep 23, 2019
Instrument	499672
Transaction Type	Transfer
Record Updated	Nov 13, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	25102 MESA ESTATES RD RAMONA CA 920655148, RAMONA, CA 92065-5148

Mortgage

Document Number	499673
Date	Nov 1, 2019
Instrument	499673

Lender

Name	JEFFREY B BARTON
Address	2300 BOSWELL RD # 215, CHULA VISTA, CA 91914-3523

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$836,629 (+2%) Land $501,977 Building $334,652
2025	$10,192.00 (+7.83%)	$820,226 (+4.04%) Land $492,135 Building $328,091
2023	$9,452.00 (+2.78%)	$788,377 Land $473,026 Building $315,351
2022	$9,196.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1995–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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