San Diego County property record for 1015 Main St, Ramona, CA 92065
| Property Type | Service Station (Full Service) |
|---|---|
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,750,000 (Sep 2014) |
| Tax Bill | $28,042 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-263-24-00 |
| Primary APN | 281-263-24-00 |
|---|---|
| Alternative APN |
|
| Lot Area | 21,780 sqft (0.5 acres) |
|---|
| Old Parcel Number | 2812630300 |
|---|---|
| Street Address | 1015 MAIN ST |
| City | RAMONA |
| State | CA |
| Zip | 92065-2120 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Service Station (Full Service) |
| Local Zoning Code | C |
| Legal Description | BLK 43 LOT 20 (EX DOC25-0350575)LOTS 18 THRU TR 000644 |
| Legal Subdivision | RAMONA |
| Legal Tract | 000644 |
| Legal Block | 43 |
| Legal Lot Number | 20,18 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 20806 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8617 CUYAMACA ST, 2, SANTEE, CA 92071-4284 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Feb 7, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CHOICE BANK |
| Feb 7, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CHOICE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2014 · Amount on Record |
| Deed Sale | Sep 18, 2014 · Amount on Record |
| Prior Sale | Aug 8, 2013 · Amount on Record |
| Deed Document Number | 2014402852 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1015 MAIN ST, RAMONA, CA 92065-2120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000063687 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 2020-0063687 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Address | CERRITOS, CA 90703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1015 MAIN ST, RAMONA, CA 92065-2120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | BNT TITLE COMPANY OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000063684 |
|---|---|
| Date | Feb 7, 2020 |
| Instrument | 2020-0063684 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Address | CERRITOS, CA 90703 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,231,103 (+2%) Land $1,703,978 Building $527,125 | |
| 2025 | $28,042.00 (+5.74%) | $2,187,357 (+4.04%) Land $1,670,567 Building $516,790 |
| 2023 | $26,519.00 (-0.88%) | $2,102,421 Land $1,605,698 Building $496,723 |
| 2022 | $26,755.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1995–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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