Clinton County property record for 1075 Lacosta Dr, De Witt, MI 48820
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,216 sqft · built 1997 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $462,000 (Jul 2026) |
| Tax Bill | $3,098 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Nov 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-395-000-091-00 |
| Primary APN | 050-395-000-091-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,216 sqft Living Area |
| 1st Floor Area | 1,108 sqft |
| Basement Area | 1,108 sqft |
| Finished Basement | 784 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 165 ft deep x 86 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 328 sqft |
| Patio Area | 328 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 1075 LACOSTA DR |
|---|---|
| City | DEWITT |
| State | MI |
| Zip | 48820-7927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LOT 91 OAKLAND HILLS ESTATES NO. 4, SEC 9 T5NR2W. |
| Legal Range | 02W |
| Legal Township | 05N |
| Legal Section | 09 |
| Legal Subdivision | OAKLAND HILLS ESTATES |
| Legal Lot Number | 91 |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | DEWITT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10107 |
Source: Clinton County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3976 S GRANGE RD, WESTPHALIA, MI 48894-8240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage DART BANK |
| Nov 6, 2025 | Deed of Trust, Mortgage · Line of Credit THE DART BANK |
| Nov 21, 2023 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Apr 7, 2017 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Apr 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LAFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on Record |
| Deed Sale | Jul 2, 2026 · Amount on Record |
| Prior Sale | Mar 8, 2005 · Amount on Record |
| Deed Document Number | 20265366267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Jul 2, 2026 |
| Property Address | 1075 LACOSTA DR, DEWITT, MI 48820-7927 |
| Document Number | 0005366267 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20265366267 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | NATIONAL TITLE GROUP, ATA NATIONAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $401,293.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3976 S GRANGE RD, WESTPHALIA, MI 48894-8240 |
| Document Number | 0005366268, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 20265366268 |
| Name | DART BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 1075 LACOSTA DR, DEWITT, MI 48820-7927 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1075 LACOSTA DR, DEWITT, MI 48820-7927 |
| Document Number | 0005359138 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 5359138 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Address | LANSING, MI 48912 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Oct 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 1075 LACOSTA DR, DEWITT, MI 48820-7927 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1075 LACOSTA DR, DEWITT, MI 48820-7927 |
| Document Number | 0005340373 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 5340373 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 14, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 1075 LACOSTA DR, DEWITT, MI 48820-7927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5252791 |
|---|---|
| Date | Apr 7, 2017 |
| Instrument | 5252791 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Mar 15, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON MI |
| Property Address | 1075 LACOSTA DR, DEWITT, MI 48820-7927 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | TRANSNATION TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 5290852 |
|---|---|
| Date | Apr 1, 2020 |
| Instrument | 5290852 |
| Name | LAFCU |
|---|---|
| Type | Credit Union |
| Address | LANSING, MI 48917 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2035 |
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| County Subdivision | DeWitt Charter Township |
| Unified School District | DeWitt Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $200,800 (+8.83%) Land $31,200 Building $169,600 | $401,600 (+8.83%) Land $62,400 Building $339,200 | |
| 2025 | $3,098.00 (-36.67%) Homeowner's exemption | $184,500 (+19.65%) Land $29,100 Building $155,400 | $369,000 (+19.65%) Land $58,200 Building $310,800 |
| 2024 | $4,892.00 (+10.7%) | ||
| 2023 | $4,419.00 Homeowner's exemption | $154,200 | $308,400 |
| 2022 | $4,419.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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