1053 Lacosta Dr, De Witt, MI 48820 Property Records

Clinton County property record for 1053 Lacosta Dr, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,308 sqft · built 1998
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Jan 2014)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-395-000-093-00`

Property Details

APN / Parcel Number

Primary APN	`050-395-000-093-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,308 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	178 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	256 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1053 LACOSTA DR
City	DEWITT
State	MI
Zip	48820-7927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 93 OAKLAND HILLS ESTATES NO. 4, SEC 9 T5NR2W.
Legal Range	02W
Legal Township	05N
Legal Section	09
Legal Subdivision	OAKLAND HILLS ESTATES
Legal Lot Number	93
Jurisdiction	CLINTON MI
Township / Civil Division	DEWITT
Census Block Group	1
Census Block	1001
Census Tract	10107

Owner

1053 Lacosta Dr is owned and occupied by two individuals who bought it in January 2014.

Source: Clinton County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1053 LACOSTA DR, DEWITT, MI 48820-7927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 18, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2014 · Amount on File
Deed Sale	Jan 2, 2014 · Amount on File
Deed Document Number	20145210088
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1053 LACOSTA DR, DEWITT, MI 48820-7927
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5302466
Date	Dec 17, 2020
Instrument	5302466

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	1053 LACOSTA DR, DEWITT, MI 48820-7927
Transaction Type	Mortgage
Record Updated	Oct 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5283753
Date	Sep 18, 2019
Instrument	5283753

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 1053 Lacosta Dr was $3,251 with a homeowner's exemption, down 36.6% from the year before.

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	DeWitt Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,600 (+9.05%) Land $31,200 Building $178,400	$419,200 (+9.05%) Land $62,400 Building $356,800
2025	$3,251.00 (-36.57%) Homeowner's exemption	$192,200 Land $29,100 Building $163,100	$384,400 Land $58,200 Building $326,200
2024	$5,125.00 (+10.67%)
2023	$4,631.00 Homeowner's exemption	$160,600	$321,200
2022	$4,631.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1053 Lacosta Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1053 Lacosta Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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