1075 E Cole Ave, Fresno, CA 93720 Property Records

Fresno County property record for 1075 E Cole Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,911 sqft · built 1991
Lot Size	0.251 acres (10,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Aug 1994)
Tax Bill	$4,920 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`403-104-01`

Property Details

APN / Parcel Number

Primary APN	`403-104-01`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,911 sqft Living Area
1st Floor Area	2,911 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,920 sqft (0.251 acres)
Lot Dimensions	120 ft deep x 91 ft wide
View / Lot	Corner
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1075 E COLE AVE
City	FRESNO
State	CA
Zip	93720-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 47 TRACT NO 3802 WESTBROOK ESTATES
Legal Subdivision	WESTBROOK ESTATES
Legal Tract	3802
Legal Lot Number	47
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1000
Census Tract	5507

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1075 E COLE AVE, FRESNO, CA 93720-1852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit GTE FCU
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL EMPLOYEES CU
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 30, 2020	Deed of Trust, Mortgage · Conventional with PMI HOME PT FIN'L
Apr 10, 2018	Deed of Trust, Mortgage · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 1994 · Amount on Record
Deed Sale	Aug 30, 1994 · Amount on Record
Deed Document Number	1994134604
Last Transfer Date	Mar 15, 1995
Transfer Doc	0000042275
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1075 E COLE AVE, FRESNO, CA 93720-1852
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 E COLE AVE, FRESNO, CA 93720-1852

Mortgage

Document Number	0000020206
Date	Mar 3, 2026
Instrument	2026-0020206

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1075 E COLE AVE, FRESNO, CA 93720-1852
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 E COLE AVE, FRESNO, CA 93720-1852

Mortgage

Document Number	0000056033
Date	Apr 29, 2022
Instrument	2022-0056033

Lender

Name	EDUCATIONAL EMPLOYEES CU
Type	Credit Union
Address	93735

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 28, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1075 E COLE AVE, FRESNO, CA 93720-1852
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1075 E COLE AVE, FRESNO, CA 93720-1852

Mortgage

Document Number	0000060696
Date	Apr 13, 2021
Instrument	2021-0060696

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1075 E COLE AVE, FRESNO, CA 93720-1852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000128736
Date	Oct 28, 2019
Instrument	2019-0128736

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1075 E COLE AVE, FRESNO, CA 93720-1852
Document Number	0000042745
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1075 E COLE AVE FRESNO CA 937201852, FRESNO, CA 93720-1852

Mortgage

Document Number	0000042745
Date	Apr 6, 2020
Instrument	42745

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1075 E COLE AVE, FRESNO, CA 93720-1852
Document Number	0000044495
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Apr 20, 2018
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1075 E COLE AVE FRESNO CA 937201852, FRESNO, CA 93720-1852

Mortgage

Document Number	0000044495
Date	Apr 16, 2018
Instrument	44495

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$419,728 (+2%) Land $111,348 Building $308,380
2025	$4,920.00 (+4.02%) Homeowner's exemption	$411,499 (+4.04%) Land $109,165 Building $302,334
2023	$4,730.00 (+1.39%) Homeowner's exemption	$395,522 Land $104,927 Building $290,595
2022	$4,665.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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