1074 E Cole Ave, Fresno, CA 93720 Property Records

Fresno County property record for 1074 E Cole Ave, Fresno, CA 93720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,637 sqft · built 1989
Lot Size	0.242 acres (10,560 sqft)
Owner	Company Name on Record
Last Sale	$640,000 (Jun 2021)
Tax Bill	$8,401 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`403-103-12`

Property Details

APN / Parcel Number

Primary APN	`403-103-12`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,637 sqft Living Area
1st Floor Area	1,686 sqft
2nd Floor Area	951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,560 sqft (0.242 acres)
Lot Dimensions	120 ft deep x 88 ft wide
View / Lot	Corner
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1074 E COLE AVE
City	FRESNO
State	CA
Zip	93720-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 48 TRACT NO 3802 WESTBROOK ESTATES
Legal Subdivision	WESTBROOK ESTATES
Legal Tract	3802
Legal Lot Number	48
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	1
Census Block	1003
Census Tract	5507

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1074 E COLE AVE, FRESNO, CA 93720-1853
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Deed Document Number	202199462
Prior Transfer Date	Oct 2, 2001
Prior Transfer Doc	0000004427
Record Updated	Sep 20, 2026

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jun 17, 2021
Property Address	1074 E COLE AVE, FRESNO, CA 93720-1853
Document Number	0000099462
Map Reference	MB 45 PG 22&23
Instrument Date	Jun 4, 2021
Instrument	2021-0099462
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 E COLE AVE, FRESNO, CA 93720-1853

Mortgage

Document Number	0000099463
Date	Jun 17, 2021
Instrument	2021-0099463

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	1074 E COLE AVE, FRESNO, CA 93720-1853
Document Number	0000080252
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	LSI TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1074 E COLE AVE FRESNO CA 937201853, FRESNO, CA 93720-1853

Mortgage

Document Number	0000080252
Date	Jul 6, 2018
Instrument	80252

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Clovis Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$706,608 (+2%) Land $209,774 Building $496,834
2025	$8,401.00 (+3.95%)	$692,754 (+4.04%) Land $205,661 Building $487,093
2023	$8,082.00 (+1.35%)	$665,856 Land $197,676 Building $468,180
2022	$7,974.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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