Bedford County property record for 1075 Charmin Dr, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,394 sqft · built 1995 |
| Lot Size | 1.44 acres (62,726 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (May 2026) |
| Tax Bill | $1,533 (2025) |
| Deeds & Mortgages | Feb 2008 Mortgage Mar 2009 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 136E 2 31 |
| Primary APN | 136E 2 31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,394 sqft Living Area |
| 1st Floor Area | 1,209 sqft |
| Basement Area | 1,209 sqft |
| Unfinished Basement | 1,209 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 62,726 sqft (1.44 acres) |
| Porch | Porch |
| Porch Area | 45 sqft |
| Deck Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1075 CHARMIN DR |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-1151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE MEADOWSLT 31 SEC 5 |
| Legal Subdivision | THE MEADOWS |
| Legal Lot Number | 31 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30203 |
Source: Bedford County records · APN 136E 2 31
Assessment roll updated August 1, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1075 CHARMIN DR, FOREST, VA 24551-1151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 15, 2008 | Deed of Trust, Mortgage TYCO FCU |
| Mar 13, 2009 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| May 13, 2026 | Deed, Transfer · Conventional Mortgage ABSOLUTE MORTGAGE CORPORATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Prior Sale | Aug 17, 2010 · Amount on Record |
| Deed Document Number | 20264284 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1075 CHARMIN DR, FOREST, VA 24551-1151 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0080001957 |
|---|---|
| Date | Feb 15, 2008 |
| Instrument | 080001957 |
| Name | TYCO FCU |
|---|---|
| Address | FUQUAY VARINA, NC 27526 |
| Amount | Amount Recorded |
|---|---|
| Term | 167 Months |
| Due | Jan 10, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1075 CHARMIN DR, FOREST, VA 24551-1151 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2026 |
| Title Company | LSI-LPS, LSI LPS |
| Name | Verified Name |
|---|
| Document Number | 0090002927 |
|---|---|
| Date | Mar 13, 2009 |
| Instrument | 090002927 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2024 |
| Rate | 4.75% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | May 13, 2026 |
| Property Address | 1075 CHARMIN DR, FOREST, VA 24551-1151 |
| Document Number | 0000004284 |
| Instrument Date | May 13, 2026 |
| Instrument | 20264284 |
| Transaction Type | Transfer |
| Record Updated | Jun 04, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $42,420.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1075 CHARMIN DR, FOREST, VA 24551-1151 |
| Document Number | 0000004285, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 20264285 |
| Name | ABSOLUTE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bedford County records · Assessment roll updated August 1, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,533.00 | $374,100 (+1%) Land $60,000 Building $314,100 | |
| 2023 | $1,533.00 Additional exemption filed | $187,050 | $374,100 Land $60,000 Building $314,100 |
Source: FEMA National Flood Hazard Layer as of September 29, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Shenandoah Telecommunications Company Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 113 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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