1155 Charmin Dr, Forest, VA 24551 Property Records

Bedford County property record for 1155 Charmin Dr, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,624 sqft · built 1997
Lot Size	1.92 acres (84,071 sqft)
Owner	Company Name on File
Last Sale	$438,000 (Mar 2024)
Tax Bill	$1,495 (2023)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`136E 2 27`

Property Details

APN / Parcel Number

Primary APN	`136E 2 27`
Alternative APNs	`13600227` `503699`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
Gross Area	3,248 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	84,071 sqft (1.92 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	503699
Street Address	1155 CHARMIN DR
City	FOREST
State	VA
Zip	24551-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE MEADOWSLT 27 SEC 5
Legal Subdivision	THE MEADOWS
Legal Lot Number	27
Jurisdiction	BEDFORD VA
Township / Civil Division	4
Census Block Group	2
Census Block	2015
Census Tract	30203

Owner

1155 Charmin Dr is owned by a company that bought it in March 2024 and is owner-occupied.

Source: Bedford County records, as of April 23, 2024

Owner of Record	Company Name on File
Mailing Address	1155 CHARMIN DR, FOREST, VA 24551-1152
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Aug 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC UNION BANK
Nov 28, 2017	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2024 · Amount on File
Deed Sale	Mar 28, 2024 · Amount on File
Prior Sale	Nov 28, 2017 · Amount on File
Deed Document Number	240002242
Record Updated	Jun 7, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Mar 28, 2024
Property Address	1155 CHARMIN DR, FOREST, VA 24551-1152
Document Number	0240002242
Instrument Date	Mar 27, 2024
Instrument	240002242
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 CHARMIN DR, FOREST, VA 24551-1152

Mortgage

Document Number	0240002243
Date	Mar 28, 2024
Instrument	240002243

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1155 CHARMIN DR, FOREST, VA 24551-1152
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190007865
Date	Aug 28, 2019
Instrument	190007865

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Nov 28, 2017
Property Address	1155 CHARMIN DR, FOREST, VA 24551-1152
Document Number	0170011085
Instrument Date	Nov 13, 2017
Instrument	170011085
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1155 CHARMIN DR, FOREST, VA 24551-1152

Mortgage

Document Number	0170011086
Date	Nov 28, 2017
Instrument	170011086

Lender

Name	QUICKEN LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,495.00 Additional exemption filed	$182,350	$364,700 Land $65,000 Building $299,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1155 Charmin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1155 Charmin Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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