10747 Porter Ter, Spring Valley, CA 91978 Property Records

San Diego County property record for 10747 Porter Ter, Spring Valley, CA 91978

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,095 sqft · built 2021
Owner	Individual Name on Record
Last Sale	$649,500 (Mar 2021)
Tax Bill	$11,347 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`505-231-40-23`

Property Details

APN / Parcel Number

Primary APN	`505-231-40-23`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,095 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10747 PORTER TER
City	SPRING VALLEY
State	CA
Zip	91978-1820
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 2 US 39 PER DOC20-0165766&UND INT IN PHASE 9 TR 016365
Legal Tract	016365
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13505

Owner

Source: San Diego County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10747 PORTER TER, SPRING VALLEY, CA 91978-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage KBHS HOME LOANS LLC
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2021 · Amount on Record
Deed Sale	Mar 1, 2021 · Amount on Record
Deed Document Number	2021155527
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10747 PORTER TER, SPRING VALLEY, CA 91978-1820
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO HSD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10122 DESTINY MOUNTAIN CT, SPRING VALLEY, CA 91978-2068

Mortgage

Document Number	0000155528
Date	Mar 1, 2021
Instrument	2021-0155528

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10747 PORTER TER, SPRING VALLEY, CA 91978-1820
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE HSD, FIRST AMERICAN TITLE CO HSD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10122 DESTINY MOUNTAIN CT, SPRING VALLEY, CA 91978-2068

Mortgage

Document Number	0000155634
Date	Mar 1, 2021
Instrument	2021-0155634

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,578 (+2%) Land $298,101 Building $418,477
2025	$11,347.00 (+6.03%)	$702,528 (+4.04%) Land $292,256 Building $410,272
2023	$10,702.00 (+1.71%)	$675,250 Land $280,908 Building $394,342
2022	$10,522.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

Nearby Properties on Porter Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures