10739 Porter Ter, Spring Valley, CA 91978 Property Records

San Diego County property record for 10739 Porter Ter, Spring Valley, CA 91978

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,095 sqft · built 2021
Owner	Individual Name on Record
Last Sale	$875,000 (Jun 2026)
Tax Bill	$11,247 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`505-231-40-25`

Property Details

APN / Parcel Number

Primary APN	`505-231-40-25`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,095 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Condo/Apartment
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10739 PORTER TER
City	SPRING VALLEY
State	CA
Zip	91978-1820
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RV
Legal Description	LOT 2 US 41 PER DOC20-0165766&UND INT IN PHASE 9 TR 016365
Legal Tract	016365
Legal Block	3
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	13505

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8791 PROMENADE NORTH PL, SAN DIEGO, CA 92123-6453
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Grant Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC
Feb 26, 2021	Grant Deed, Transfer · VA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Feb 26, 2021 · Amount on Record
Deed Document Number	2026172071
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2026
Property Address	10739 PORTER TER, SPRING VALLEY, CA 91978-1820
Document Number	0000172071
Instrument Date	Jun 11, 2026
Instrument	2026172071
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	TRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8791 PROMENADE NORTH PL, SAN DIEGO, CA 92123-6453

Mortgage

Document Number	0000172072,
Date	Jun 15, 2026
Instrument	2026172072

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 26, 2021
Property Address	10739 PORTER TER, SPRING VALLEY, CA 91978-1820
Document Number	0000150963
Map Reference	DOC 2020-0165766
Instrument Date	Feb 18, 2021
Instrument	2021-0150963
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10739 PORTER TER, SPRING VALLEY, CA 91978-1820

Mortgage

Document Number	0000150964
Date	Feb 26, 2021
Instrument	2021-0150964

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$715,044 (+2%) Land $305,828 Building $409,216
2025	$11,247.00 (+2.86%) Homeowner's exemption	$701,025 (+4.04%) Land $299,832 Building $401,193
2024	$10,934.00 (+3.05%)
2023	$10,610.00 (+1.58%) Homeowner's exemption	$673,805 Land $288,190 Building $385,615
2022	$10,445.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

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