10741 Rd 244 Loop, Cortez, CO 81321 Property Records

Montezuma County property record for 10741 Rd 244 Loop, Cortez, CO 81321 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,328 sqft · built 1984
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$250,400 (Sep 2021)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Dec 2006 Mortgage Apr 2009 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`R007582`

Property Details

APN / Parcel Number

Primary APN	`R007582`
Alternative APN	`561122204005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	R007582
Street Address	10741 ROAD 244 LOOP
City	CORTEZ
State	CO
Zip	81321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: HIGHLAND TERRACE SUB LOT: 2 BLOCK: 4 0.359AC B583 P846 B663 P214
Legal Range	16W
Legal Township	37N
Legal Section	6
Legal Subdivision	HIGHLAND TERRACE SUB
Legal Block	4
Legal Lot Number	2
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	1
Census Block	1014
Census Tract	969301

Owner

Source: Montezuma County records · APN R007582

Assessment roll updated March 24, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3028 PIN OAK RD, GERALD, MO 63037-1212
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2006	Deed of Trust, Mortgage · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO
Apr 30, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 27, 2005	Deed of Trust, Mortgage · Conventional Mortgage VECTRA BANK COLORADO NA
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 08, 2013	Intrafamily Transfer, Transfer
Apr 08, 2013	Intrafamily Transfer, Transfer
Feb 29, 2012	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 05, 2011	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Feb 29, 2012 · Amount on Record
Deed Document Number	2021639888
Prior Transfer Date	Jul 29, 2020
Prior Transfer Doc	0000630874
Record Updated	Sep 20, 2026

December 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	10741 ROAD 244 LOOP, CORTEZ, CO 81321
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000545686
Date	Dec 29, 2006
Instrument	545686

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2037

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	10741 ROAD 244 LOOP, CORTEZ, CO 81321
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000563249
Date	Apr 30, 2009
Instrument	563249

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2039

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEZUMA CO
Property Address	10741 ROAD 244 LOOP, CORTEZ, CO 81321
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE LLC, COLORADO LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000530952
Date	Apr 27, 2005
Instrument	530952

Lender

Name	VECTRA BANK COLORADO NA
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2035

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Sep 10, 2021
Property Address	10741 ROAD 244 LOOP, CORTEZ, CO 81321
Document Number	0000639888
Map Reference	MB 8 PG 45
Instrument Date	Sep 10, 2021
Instrument	639888
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$25.04
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3028 PIN OAK RD, GERALD, MO 63037-1212

Mortgage

Document Number	0000639890
Date	Sep 10, 2021
Instrument	639890

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

April 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Apr 08, 2013
Property Address	10741 ROAD 244 LOOP, CORTEZ, CO 81321
Document Number	0000588269
Instrument Date	Mar 22, 2013
Instrument	588269
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10741 ROAD 24.4 LOOP, CORTEZ, CO 81321-9321

April 2013: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEZUMA CO
Recording Date	Apr 08, 2013
Property Address	10741 ROAD 244 LOOP, CORTEZ, CO 81321
Document Number	0000588268
Map Reference	MB8 PG45
Instrument Date	Mar 22, 2013
Instrument	588268
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10741 ROAD 24.4 LOOP, CORTEZ, CO 81321-9321

February 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Feb 29, 2012
Property Address	10741 ROAD 244 LOOP, CORTEZ, CO 81321
Document Number	0000581305
Map Reference	MB8 PG45
Instrument Date	Feb 28, 2012
Instrument	581305
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	COLORADO TITLE LLC, COLORADO LAND TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$18.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10741 ROAD 24.4 LOOP, CORTEZ, CO 81321-9321

Mortgage

Document Number	0000581306
Date	Feb 29, 2012
Instrument	581306

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2042

August 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Aug 05, 2011
Property Address	10741 ROAD 244 LOOP, CORTEZ, CO 81321
Document Number	0000578096
Instrument Date	Aug 02, 2011
Instrument	578096
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (+26.49%)	$24,273 (+28.51%) Land $2,152 Building $22,121	$304,932 (+28.51%) Land $27,030 Building $277,902
2024	$974.00 (+9.81%)	$18,888 (-18.82%) Land $1,747 Building $17,141	$237,285 (-18.82%) Land $21,944 Building $215,341
2023	$887.00 (+8.57%)	$23,266 (+38.08%) Land $2,152 Building $21,114	$292,285 (+38.08%) Land $27,030 Building $265,255
2022	$817.00	$16,850 Land $2,152 Building $14,698	$211,673 Land $27,030 Building $184,643

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080839693011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 36% of Colorado
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
ATN International	Fixed Wireless	400 / 80
Nimbus Solutions	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Lumen Technologies	DSL	60 / 5
AlignTec	Fixed Wireless (unlicensed)	50 / 25
Visionary Communications	Fixed Wireless (licensed-by-rule)	25 / 5

May also be available at this address: Farmers Telephone Company, Nimbus Solutions, Vicinity Solutions. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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