10732 E Bay Tree Dr, Gulfport, MS 39503 Property Records

Harrison County property record for 10732 E Bay Tree Dr, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,256 sqft · built 2002
Owner	Individual Name on File
Tax Bill	$1,521 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0908N-05-001.163`

Property Details

APN / Parcel Number

Primary APN	`0908N-05-001.163`
Alternative APN	`117889`

Interior

Full Baths	1 Bath
Building Area	1,256 sqft Adjusted Area
1st Floor Area	1,172 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Patio Area	192 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	117889
Street Address	10732 E BAY TREE DR
City	GULFPORT
State	MS
Zip	39503-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 112 FOREST NORTH SUBD PH 4 SEC 11-7-11
Legal Range	11
Legal Township	07
Legal Section	11
Legal Subdivision	FOREST NORTH SUBD PH 4
Legal Phase	4
Legal Lot Number	112
Jurisdiction	HARRISON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4004
Census Tract	3208

Owner

10732 E Bay Tree Dr is owned and occupied by an individual who acquired it in December 2017.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	10732 E BAY TREE DR, GULFPORT, MS 39503-4541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2017	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2017	Warranty Deed, Transfer
Dec 12, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2017
Deed Sale	Dec 12, 2017
Deed Document Number	2017-0008798-D-J1
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	10732 E BAY TREE DR, GULFPORT, MS 39503-4541
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170010783TJ1
Date	Dec 12, 2017
Instrument	2017-0010783-T-J1

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	FLORENCE, SC 29502

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 12, 2017
Property Address	10732 E BAY TREE DR, GULFPORT, MS 39503-4541
Document Number	20170008798TJ1
Instrument Date	Nov 6, 2017
Instrument	2017-0008798-T-J1
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10732 E BAY TREE DR, 10732, GULFPORT, MS 39503-4541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10732 E BAY TREE DR, GULFPORT, MS 39503-4541

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 12, 2017
Property Address	10732 E BAY TREE DR, GULFPORT, MS 39503-4541
Document Number	20170008798TJ1
Instrument Date	Nov 6, 2017
Instrument	2017-0008798-T-J1
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10732 E BAY TREE DR, 10732, GULFPORT, MS 39503-4541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10732 E BAY TREE DR, GULFPORT, MS 39503-4541

Tax Assessment & Valuation

The 2025 property tax bill for 10732 E Bay Tree Dr was $1,521, up 4.1% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,521.00 (+4.11%)	$12,766	$85,108 Land $18,000 Building $67,108
2024	$1,461.00 (+4.51%)
2023	$1,398.00 (-0.64%)	$11,704	$78,027 Land $18,000 Building $60,027
2022	$1,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10732 E Bay Tree Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10732 E Bay Tree Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: CoastConnect.

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