1074 Wakefield Dr, Elgin, IL 60120 Property Records

Cook County property record for 1074 Wakefield Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,261 sqft · built 1997
Lot Size	0.203 acres (8,850 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Aug 2004)
Tax Bill	$7,018 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-07-210-023`

Property Details

APN / Parcel Number

Primary APN	`06-07-210-023`
Alternative APN	`06-07-210-023-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,261 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,850 sqft (0.203 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1074 WAKEFIELD DR
City	ELGIN
State	IL
Zip	60120-4946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART E2 S07 T41N R09E 3P
Legal Range	9E
Legal Township	41N
Legal Section	07
Legal Subdivision	COBBLERS CROSSING UNIT 14
Legal Lot Number	10
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4007
Census Tract	804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 JOSLYN DR, ELGIN, IL 60120-4579
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEALTHCARE ASSOCIATES CU
Apr 9, 2024	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2004 · Amount on Record
Deed Sale	Aug 19, 2004 · Amount on Record
Prior Sale	Aug 5, 1994
Deed Document Number	200426068
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1074 WAKEFIELD DR, ELGIN, IL 60120-4946
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010320169
Date	Apr 13, 2021
Instrument	2110320169

Lender

Name	HEALTHCARE ASSOCIATES CU
Type	Credit Union
Address	NAPERVILLE, IL 60563

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.5%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 9, 2024
Property Address	1074 WAKEFIELD DR, ELGIN, IL 60120-4946
Document Number	0010030030
Map Reference	DOC 93793792
Instrument Date	Mar 19, 2024
Instrument	2410030030
Transaction Type	Transfer
Record Updated	Apr 22, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1074 WAKEFIELD DR, ELGIN, IL 60120-4946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1074 WAKEFIELD DR, ELGIN, IL 60120-4946

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,000 (+55.25%) Land $7,080 Building $35,920	$430,000 (+55.25%) Land $70,800 Building $359,200
2023	$7,018.00 (+3.34%)
2022	$6,791.00 Homeowner's exemption	$27,697 Land $6,195 Building $21,502	$276,970 Land $61,950 Building $215,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

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