1073 Wakefield Dr, Elgin, IL 60120 Property Records

Cook County property record for 1073 Wakefield Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,389 sqft · built 1994
Lot Size	0.222 acres (9,675 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Apr 2021)
Tax Bill	$8,257 (2023)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-07-219-005`

Property Details

APN / Parcel Number

Primary APN	`06-07-219-005`
Alternative APN	`06-07-219-005-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,389 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1995
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,675 sqft (0.222 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1073 WAKEFIELD DR
City	ELGIN
State	IL
Zip	60120-4947
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	9E
Legal Township	41N
Legal Section	07
Legal Subdivision	COBBLERS CROSSING UNIT 14
Legal Lot Number	19
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	4
Census Block	4006
Census Tract	804403

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1073 WAKEFIELD DR, ELGIN, IL 60120-4947
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Mar 4, 2021	Special Warranty Deed, Transfer · Conventional Mortgage TERESA BUDZIK ETAL
Mar 4, 2021	Sheriff's Deed, Foreclosure FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	20216062
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 1, 2021
Property Address	1073 WAKEFIELD DR, ELGIN, IL 60120-4947
Document Number	0009106062
Map Reference	DOC 93793792
Instrument Date	Jan 11, 2021
Instrument	2109106062
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1073 WAKEFIELD DR, ELGIN, IL 60120-4947

Mortgage

Document Number	0009106063
Date	Apr 1, 2021
Instrument	2109106063

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 4, 2021
Property Address	1073 WAKEFIELD DR, ELGIN, IL 60120-4947
Document Number	0006341108
Map Reference	DOC 93793792
Instrument Date	Nov 5, 2020
Instrument	2106341108
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 N WHITE ST STE C, C, FRANKFORT, IL 60423-4015
Investor	Possibly a Property Investor

Mortgage

Document Number	0006341109
Date	Mar 4, 2021
Instrument	2106341109

Lender

Name	TERESA BUDZIK ETAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Nov 13, 2021

March 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	COOK IL
Recording Date	Mar 4, 2021
Property Address	1073 WAKEFIELD DR, ELGIN, IL 60120-4947
Document Number	0006341107
Map Reference	DOC 93793792
Instrument Date	Jan 29, 2020
Instrument	2106341107
Transaction Type	Foreclosure
Record Updated	Apr 9, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1255 CORPORATE DR, IRVING, TX 75038-2562

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,000 (+37.5%) Land $7,740 Building $36,260	$440,000 (+37.5%) Land $77,400 Building $362,600
2023	$8,257.00 (+3.29%)
2022	$7,994.00 Homeowner's exemption	$31,999 Land $6,772 Building $25,227	$319,990 Land $67,720 Building $252,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: T-Mobile.

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