1074 Gray Rd, Cocoa, FL 32926 Property Records

Brevard County property record for 1074 Gray Rd, Cocoa, FL 32926

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,326 sqft · built 2003
Lot Size1.36 acres (59,242 sqft)
Owner2 Individual Names on Record
Last Sale$535,100 (Nov 2023)
Tax Bill$2,875 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Mar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN24-35-25-00-59

Property Details

APN / Parcel Number

Primary APN24-35-25-00-59
Alternative APNs
  • 24-35-25-00-00059.0-0000.00
  • 2441456

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,326 sqft Living Area
Gross Area3,439 sqft
1st Floor Area2,326 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2015
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area59,242 sqft
Garage TypeAttached
Garage Area715 sqft
PorchFinished/Open Porch
Porch Area399 sqft
Patio Area146 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2441456
Street Address1074 GRAY RD
CityCOCOA
StateFL
Zip32926-4375
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR1
Legal DescriptionPART OF NE 1/4 OF NE 1/4 AS DESC IN ORB 3104 PG 4888
Legal Range35E
Legal Township24S
Legal Section25
Legal Block59
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group1
Census Block1008
Census Tract62401

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1074 GRAY RD, COCOA, FL 32926-4375
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 1, 2023Deed of Trust, Mortgage · Line of Credit
TRUIST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2023 · Amount on Record
Deed SaleNov 27, 2023 · Amount on Record
Prior SaleAug 9, 2000 · Amount on Record
Deed Document Number2023248102
Deed Book / Page9939 / 733
Record UpdatedSep 20, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateNov 27, 2023
Property Address1074 GRAY RD, COCOA, FL 32926-4375
Document Number0099390733
Book / Page9939 / 733
Instrument DateNov 22, 2023
Instrument2023248102
Transaction TypeTransfer
Record UpdatedDec 11, 2023
Title CompanyTITLE SOLUTIONS/FL LLC, TITLE SOLUTIONS OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,745.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address554 DENVER CIR, BOWLING GREEN, KY 42103-6069

Transferred To (Grantee/Buyer)

NameVerified Name
Address1074 GRAY RD, COCOA, FL 32926-4375

Mortgage

Document Number0009939735
DateNov 27, 2023
Instrument9939/735
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1074 GRAY RD, COCOA, FL 32926-4375
Transaction TypeMortgage
Record UpdatedMar 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1074 GRAY RD, COCOA, FL 32926-4375

Mortgage

Document Number0097280586
DateMar 1, 2023
Book Page9728/586
Instrument2023040564
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityCocoa City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$317,720 (+82.62%)$582,820 (+30.22%)
2025$2,875.00 (-20.71%) Homeowner's exemption$173,980 (-19.13%)$447,570 (+21.57%) Land $95,200 Building $352,370
2023$3,626.00 (+9.61%) Homeowner's exemption$215,140 (+3%)$368,150 (+7.36%) Land $54,400 Building $313,750
2022$3,308.00 Homeowner's exemption$208,880$342,910 Land $54,400 Building $288,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 29 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 67% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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